Title Loans in Pleasant Hill, North Carolina

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No title loan companies in Pleasant Hill, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
BB&T 5801 Yadkin Rd, Fayetteville, NC 28303 +1 (910) 860 - 4351
PNC Bank 1407 W Ehringhaus St, Elizabeth City, NC 27909 +1 (252) 331 - 7280
Regional Finance 1941 Hoffman Rd Suite 10, Gastonia, NC 28054 +1 (704) 865 - 5937
BB&T 103 W Hill St, Warsaw, NC 28398 +1 (910) 293 - 7156
GoPrime Mortgage, Inc. 851 Wake Forest Business Park, Wake Forest, NC 27587 +1 (919) 562 - 2311
Macon Credit 339 Westgate Plaza, Franklin, NC 28734 +1 (828) 369 - 6095
SunTrust 970 S Cannon Blvd, Kannapolis, NC 28081 +1 (704) 273 - 3001
HCC Loans / Home Credit Corporation - Henderson, NC 944 W Andrews Ave, Henderson, NC 27536 +1 (252) 492 - 5599
BB&T 2009 W Vernon Ave, Kinston, NC 28504 +1 (252) 559 - 4600
Wells Fargo Bank 983 Main St, Blowing Rock, NC 28605 +1 (828) 295 - 7621

Title Loan Companies in Nearby Cities

If there are no title loan companies in Pleasant Hill, NC, you can try to find different companies in big cities nearby. Check out the following pages here: Car Title Loans in Rocky Mount, NC, Car Title Loans in Salisbury, NC, Car Title Loans in Wake Forest, NC, Car Title Loans in Wilmington, NC, Title Loans in Wilson, NC, Title Loans in Winston-Salem, NC, Car Title Loans in Apex, NC and Car Title Loans in Asheville, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pleasant Hill, NC.

Title Loans in Pleasant Hill, North Carolina: Everything You Need to Know

When unexpected expenses arise, it can be difficult to find the funds to cover them. In these situations, title loans can provide a solution by allowing you to borrow against the value of your vehicle. If you’re a resident of Pleasant Hill, North Carolina, and are considering a title loan, this article will provide you with everything you need to know.

How Do Title Loans Work?

Title loans are considered a type of secured loan, meaning the borrower pledges an asset as collateral for the loan. In the case of a title loan, the asset is usually a vehicle, and the lender will hold onto the vehicle title for the duration of the loan.

When you apply for a title loan, the lender will determine the value of your vehicle and offer you a loan amount based on that value. You will typically have a few weeks to a few months to pay back the loan, and if you are unable to do so, the lender may repossess your vehicle.

Are Title Loans Legal in North Carolina?

Yes, title loans are legal in North Carolina. However, the state does have some restrictions in place to protect consumers. For example, lenders cannot offer loans that exceed $2,500, and the interest rate on title loans is capped at 30% APR for loans up to $1,500, and 24% APR for loans between $1,500 and $2,500. Additionally, lenders must be licensed by the state in order to offer title loans.

How Do I Qualify for a Title Loan in Pleasant Hill?

In order to qualify for a title loan in Pleasant Hill, you will need to meet certain requirements set forth by the lender. These requirements may vary depending on the lender, but typically include:

  • Proof of income or employment
  • A clear, lien-free vehicle title in your name
  • Proof of residency, such as a utility bill
  • Valid government-issued ID

Keep in mind that some lenders may not require a credit check, but may still consider your creditworthiness when determining your loan amount and interest rate.

What Are the Pros and Cons of Title Loans?

Like any financial product, title loans have their advantages and disadvantages. Some of the pros of title loans include:

  • Quick access to cash
  • No credit check required
  • You can continue to use your vehicle while you repay the loan

However, there are also some potential drawbacks to consider, such as:

  • High interest rates
  • The risk of losing your vehicle if you are unable to repay the loan
  • Potential fees and charges for late payments or other reasons

Interesting Facts about Title Loans in Pleasant Hill, North Carolina

Here are some verified facts and statistics about title loans in Pleasant Hill, North Carolina:

  • As of 2021, there are over 50 licensed title loan lenders in North Carolina
  • The average title loan amount in North Carolina is $1,000
  • North Carolina residents borrowed over $200 million in title loans in 2020
  • Approximately one-third of title loan borrowers in North Carolina have a household income of less than $25,000 per year

Apply Now

If you’re interested in applying for a title loan in Pleasant Hill, North Carolina, TheGuaranteedLoans can help connect you with potential lenders in your area. Fill out our online application to get started today.

It’s important to note that TheGuaranteedLoans is not a direct lender, but rather a connector service that works with a network of verified lenders. We strive to provide our customers with a seamless experience and connect them with lenders who can meet their individual needs.

Whether you’re facing an unexpected expense or just need some extra cash, a title loan could be a viable option for you. As with any financial product, it’s important to fully understand the terms and conditions of the loan before you apply. By doing so, you can make an informed decision and find the best loan for your specific situation.

Title Loans Available in Pleasant Hill, NC By The Following ZIP Codes:

28620, 27866

Pleasant Hill, NC title loan calculator

Frequently Asked Questions About Car Title Loans in Pleasant Hill, North Carolina

Are there any limitations on how many title loans I can take out in Pleasant Hill, North Carolina?

No, there are no limitations on how many title loans you can take out in Pleasant Hill, North Carolina. However, it is important to carefully consider your financial situation before taking out multiple loans, as this can result in a high amount of debt.

Can I get a title loan in Pleasant Hill, North Carolina if I don't have a job?

Yes, you can still get a title loan in Pleasant Hill, North Carolina even if you don't have a job. However, you will need to provide proof of income in order to qualify for a loan. This could include income from social security, disability payments, or other sources of income.