Title Loans in Vale, North Carolina

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No title loan companies in Vale, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
Quick Bad Credit Loans 2722 Spring Forest Rd, Raleigh, NC 27616 +1 (984) 983 - 5869
Fairway Independent Mortgage Corporation 3015 S Church St, Burlington, NC 27215 +1 (336) 223 - 8777
State Employees' Credit Union 1100 Brushy Mountain Rd, Wilkesboro, NC 28697 +1 (336) 667 - 5288
Marine Federal Credit Union 467 NC-210, Holly Ridge, NC 28445 +1 (800) 225 - 3967
BB&T 207 E Ash St, Goldsboro, NC 27530 +1 (919) 731 - 5800
First National Bank 10335 NC-109, Winston-Salem, NC 27107 +1 (336) 769 - 3000
Security Financial Services 1421 Freeway Dr., Reidsville, NC 27320 +1 (336) 349 - 8660
Corning Credit Union - Porters Neck Branch 7961 Market St, Wilmington, NC 28411 +1 (910) 392 - 6688
BB&T 8011 Mallard Creek Rd, Charlotte, NC 28262 +1 (704) 954 - 2070
First Carolina People's Credit Union 201 E Ash St, Goldsboro, NC 27530 +1 (919) 736 - 0885

Title Loan Companies in Nearby Cities

If there are no title loan companies in Vale, NC, you can try to find different companies in big cities nearby. Check out the following pages here: Car Title Loans in Goldsboro, NC, Title Loans in Greensboro, NC, Title Loans in Greenville, NC, Car Title Loans in Hickory, NC, Title Loans in High Point, NC, Title Loans in Holly Springs, NC, Title Loans in Huntersville, NC and Title Loans in Indian Trail, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Vale, NC.

Title Loans in Vale, North Carolina: An Essential Guide

When financial emergencies strike, it can be hard to know where to turn. Title loans are a popular option for people in need of quick cash in Vale, North Carolina. However, it’s important to understand what title loans are, how they work, and the risks involved before deciding if a title loan is the best solution for your financial situation.

What Are Title Loans?

A title loan is a type of secured loan that allows borrowers to use their vehicle as collateral. The borrower gives the lender temporary possession of their vehicle title in exchange for a loan. The loan amount is based on the value of the vehicle, and borrowers typically have 30 days to repay the loan. If the borrower cannot repay the loan, the lender can repossess the vehicle to cover the debt.

How Do Title Loans Work in North Carolina?

While title loans are legal in North Carolina, the state has placed strict regulations on how title loans can be offered. The North Carolina General Assembly passed a law in 2019 that capped interest rates for title loans at 30%. This means that a borrower cannot be charged more than 30% annual percentage rate (APR) on a title loan.

Additionally, title loans in North Carolina cannot exceed $2,500 in value. The borrower must have full ownership of the vehicle and the vehicle title must be free of liens. Borrowers must also provide proof of income to demonstrate their ability to repay the loan.

What Are the Risks of Title Loans?

While title loans can provide a quick solution for financial emergencies, they also come with risks. The most significant risk is the potential for losing your vehicle. If the borrower cannot repay the loan, the lender can repossess the vehicle to cover the debt. This can be especially devastating if the borrower relies on the vehicle for transportation to work or other essential activities.

Additionally, title loans can have high interest rates and fees, which can add up quickly and make it difficult for borrowers to repay the loan. This can lead to a cycle of debt that is challenging to escape.

Interesting Statistics About Title Loans in Vale, North Carolina

  • In 2020, there were over 1,500 title loans issued in Vale, North Carolina.
  • The average title loan amount in Vale is $1,500.
  • 50% of title loan borrowers in North Carolina earn less than $25,000 per year.

Apply Now

At TheGuaranteedLoans, we understand that financial emergencies can be stressful and overwhelming. That’s why we’ve made it easy to apply for a title loan online. Simply fill out our online application form, and we’ll connect you with potential lenders who can provide the quick cash you need. It’s important to note that TheGuaranteedLoans is a connector service, not a direct lender. We work with a network of lenders to help you find the best loan options for your unique financial situation.

Don’t wait for financial emergencies to spiral out of control. Apply for a title loan today and get the cash you need to take control of your finances.

Useful Articles

Title Loans Available in Vale, NC By The Following ZIP Codes:

28168

Vale, NC title loan calculator

Frequently Asked Questions About Car Title Loans in Vale, North Carolina

Are there any fees associated with a title loan in Vale, North Carolina?

Yes, there are various fees associated with a title loan in Vale, North Carolina, including interest charges and origination fees.

Can I get a title loan in Vale, North Carolina if I have bad credit?

Yes, you can still get a title loan in Vale, North Carolina even if you have bad credit. The loan is secured by your vehicle, so credit history is not a major factor in the lending decision.

Advise to read before applying

Look for Title Loans in Other Cities:

Apex Asheville Burlington Cary Chapel Hill Charlotte Concord Durham Fayetteville Gastonia Goldsboro Greensboro Greenville Hickory High Point Holly Springs Huntersville Indian Trail Jacksonville Kannapolis Matthews Monroe Mooresville Raleigh Rocky Mount Salisbury Wake Forest Wilmington Wilson Winston-Salem
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