Title Loans in Haviland, Ohio

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No title loan companies in Haviland, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Huntington Mortgage Group 114 Chesnut Ln, Cadiz, OH 43907
Lendmark Financial Services LLC 5305 Monroe St 1, Toledo, OH 43623 +1 (419) 882 - 2712
PrimeLending, A PlainsCapital Company 400 Lazelle Rd Suite 18, Columbus, OH 43240 +1 (614) 396 - 1859
Huntington Mortgage Group 76 Ohlin Dr, New Middletown, OH 44442
Huntington Bank 25 Lowry Dr, West Milton, OH 45383 +1 (937) 698 - 4168
The Vinton County National Bank 775 Western Ave, Chillicothe, OH 45601
Park National Bank: Utica Office 33 S Main St, Utica, OH 43080 +1 (740) 892 - 3841
Northwest Select - Central Ohio - Dublin 5148 Blazer Pkwy, Dublin, OH 43017 +1 (614) 527 - 2600
Professional Financial Services 470 White Pond Dr 200, Akron, OH 44320 +1 (234) 206 - 2932
Mariner Finance 7673 Farmsbury Dr, Reynoldsburg, OH 43068 +1 (614) 328 - 5780

Title Loan Companies in Nearby Cities

If there are no title loan companies in Haviland, OH, you can try to find different companies in big cities nearby. Check out the following pages here: Title Loans in Hilliard, OH, Car Title Loans in Lakewood, OH, Title Loans in Lancaster, OH, Car Title Loans in Lima, OH, Car Title Loans in Lorain, OH, Car Title Loans in Mansfield, OH, Car Title Loans in Marion, OH and Title Loans in Mason, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Haviland, OH.

Title Loans in Haviland, Ohio

When unexpected expenses arise, title loans can provide a quick and easy solution for those in need of cash. Title loans are a popular option in Ohio, including in the town of Haviland. In this article, we will explore what title loans are, how they work, and what their advantages and disadvantages are.

What are Title Loans?

A title loan is a short-term loan that allows borrowers to use their vehicle’s title as collateral. The borrower temporarily gives the title to the lender as security for the loan. Once the loan is repaid, the title is returned to the borrower. Title loans are often used by individuals who have poor credit history, no credit history, or who cannot qualify for traditional loans.

How do Title Loans Work in Haviland, Ohio?

Title loans in Haviland, Ohio, are legal, and many lenders offer them. The borrower must first fill out an application and provide the lender with their vehicle’s title and proof of income. The lender will then inspect the vehicle and assess its value to determine the amount of the loan. Borrowers can typically receive funds the same day they apply.

Advantages of Title Loans in Haviland, Ohio

One of the main advantages of title loans is their accessibility. Many individuals who cannot obtain traditional loans can qualify for a title loan. Additionally, title loans can be a quick solution when money is needed urgently, as the application process is usually straightforward, and funds can be available on the same day.

Disadvantages of Title Loans in Haviland, Ohio

While title loans can be a useful source of quick cash, they also have potential disadvantages. The interest rates on title loans are usually high, and borrowers risk losing their vehicle if they are unable to repay the loan. Additionally, some lenders may engage in predatory lending practices, and borrowers should exercise caution when selecting a lender.

Interesting Facts and Statistics about Title Loans in Haviland, Ohio

• The average title loan amount in Ohio is $1,000, with an average interest rate of 25% per month.

• In Ohio, title lenders can legally charge 30% interest per annum on the first $1,000 of a loan and 24% on the amount above $1,000.

• The Ohio Short-Term Loan Act was passed in 2008, providing regulatory guidelines for title lenders in the state.

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If you are in need of quick cash and are considering a title loan, TheGuaranteedLoans can help connect you with potential lenders. Fill out our online application today to get started. Please note that TheGuaranteedLoans is a connector service, not a direct lender, and we facilitate connections between borrowers and lenders.

In conclusion, title loans are a legal and popular option in Haviland, Ohio, for those in need of fast cash. Understanding the advantages and disadvantages of title loans can help borrowers make informed decisions. As always, exercise caution when selecting a lender, and be sure to read the terms and conditions of any loan carefully.

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Title Loans Available in Haviland, OH By The Following ZIP Codes:

45851

Haviland, OH title loan calculator

Frequently Asked Questions About Car Title Loans in Haviland, Ohio

Are title loans in Haviland, Ohio legal?

Title loans in Haviland, Ohio are legal, as long as the lender is licensed and follows all applicable laws and regulations.

How do I repay a title loan in Haviland, Ohio?

To repay a title loan in Haviland, Ohio, the borrower must make regular payments to the lender until the loan is repaid in full. The borrower may be able to make payments in person at the lender's location, or they may be able to make payments online or over the phone.

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Look for Title Loans in Other Cities:

Akron Bowling Green Brunswick Canton Chillicothe Cincinnati Cleveland Columbus Cuyahoga Falls Dayton Delaware Dublin Elyria Euclid Fairborn Fairfield Findlay Grove City Hamilton Hilliard Lakewood Lancaster Lima Lorain Mansfield Marion Mason Massillon Mentor Middletown Newark North Olmsted North Ridgeville North Royalton Reynoldsburg Springfield Stow Strongsville Toledo Warren West Chester Westerville Westlake Youngstown
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