Title Loans in Osgood, Ohio

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No title loan companies in Osgood, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
U.S. Bank Branch 6269 S Main St, North Kingsville, OH 44068 +1 (440) 224 - 2042
ACE Cash Express 1420 Brittain Rd, Akron, OH 44310 +1 (330) 634 - 0340
Chase Bank 321 Main St, Belpre, OH 45714 +1 (740) 423 - 4111
Alban Title LLC 920 Boulevard St, Dover, OH 44622 +1 (330) 343 - 5800
Ross County Banking Center 775 Western Ave, Chillicothe, OH 45601 +1 (740) 774 - 4444
Caliber Home Loans 8534 Yankee St 1c, Dayton, OH 45458 +1 (937) 603 - 1711
First Lima Title Agency, Inc. 317 N Elizabeth St, Lima, OH 45801 +1 (419) 228 - 2272
Park National Bank: Fredericktown Office 137 N Main St, Fredericktown, OH 43019 +1 (740) 694 - 2035
MERCHANTS NATIONAL BANK 102 Jefferson St, Greenfield, OH 45123 +1 (937) 981 - 5751
First Federal Savings & Loan 2 N 2nd St, Newark, OH 43055 +1 (740) 345 - 3494

Title Loan Companies in Nearby Cities

If there are no title loan companies in Osgood, OH, you can try to find different companies in big cities nearby. Check out the following pages here: Car Title Loans in Bowling Green, OH, Car Title Loans in Brunswick, OH, Car Title Loans in Canton, OH, Car Title Loans in Cincinnati, OH, Title Loans in Cleveland, OH, Title Loans in Columbus, OH, Car Title Loans in Cuyahoga Falls, OH and Car Title Loans in Dayton, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Osgood, OH.

Title Loans in Osgood, Ohio: A Comprehensive Guide

If you’re in need of quick cash in Osgood, Ohio, title loans could be a potential solution. Title loans are legal and popular in Ohio, offering borrowers a way to access money quickly by using their vehicle’s title as collateral. In this article, we’ll explore the ins and outs of title loans in Osgood, Ohio, providing you with all the valuable information you need to know.

What are Title Loans?

A title loan is a type of secured loan that allows borrowers to use their vehicle’s title as collateral to secure a loan. Essentially, borrowers must own their vehicle outright and offer the lender the title in exchange for a loan. Title loans are typically short-term loans with high interest rates, making them a popular option for those in need of fast cash.

How Do Title Loans Work in Ohio?

Title loans are legal and available in Ohio, allowing borrowers to access fast cash using their vehicle’s title as collateral. However, there are certain regulations in place to protect borrowers. In Ohio, title loans are governed by the Short-Term Lender Law, which limits how much a borrower can borrow and how much interest can be charged.

According to the law, borrowers can only borrow up to $1,000 or 25% of their vehicle’s value, whichever is less. Interest rates are also capped at 28% per annum. Additionally, title loan terms must be for at least 31 days, giving borrowers more time to repay the loan.

The Benefits of Title Loans in Osgood, Ohio

There are several benefits to choosing a title loan in Osgood, Ohio, including:

  • Access to quick cash with minimal requirements
  • No credit check required – borrowers with poor credit can also apply
  • Flexible repayment options and longer loan terms compared to payday loans
  • Ability to use your vehicle during the loan period

The Risks of Title Loans in Osgood, Ohio

While title loans can provide fast and convenient access to cash, there are still certain risks involved. For one, title loans have high interest rates, making them more expensive to repay compared to other loan types. Additionally, if a borrower fails to repay the loan on time, their vehicle could be seized by the lender as collateral.

Getting a Title Loan in Osgood, Ohio: What You Need to Know

If you’re considering a title loan in Osgood, Ohio, there are a few important things you need to know. Firstly, make sure you choose a reputable lender with a track record of transparency and fair practices. Research lenders online, and read reviews from past borrowers to ensure you choose a reliable provider.

You’ll also need to provide certain documentation to secure a title loan, including a valid photo ID, proof of income, and of course, the title to your vehicle. Finally, make sure you fully understand the terms of your loan, including interest rates, fees, and repayment schedules, before signing any agreements.

Interesting Facts and Statistics About Title Loans in Osgood, Ohio

  • In 2019, Ohio recorded 27,279 title loans, with an average loan amount of $2,450.
  • The average interest rate for title loans in Ohio was 25%, according to a 2019 study by the Center for Responsible Lending.
  • The majority of Ohio borrowers were between the ages of 25-44 and had a gross income of less than $30,000 per year.

Apply Now

If you’re in need of a title loan in Osgood, Ohio, TheGuaranteedLoans can help. We’re a connecting service that can help connect you with potential lenders quickly and easily. Simply fill out our online application form, and we’ll do the rest. Remember, we’re not a direct lender, but we can help facilitate your connection with reliable and reputable lenders in Ohio. Apply now to get started!

Useful Articles

Title Loans Available in Osgood, OH By The Following ZIP Codes:

45351

Osgood, OH title loan calculator

Frequently Asked Questions About Car Title Loans in Osgood, Ohio

How do title loans in Osgood, Ohio work?

Title loans in Osgood, Ohio work by allowing borrowers to borrow money using their vehicle as collateral. To qualify for a title loan, borrowers must own their vehicle outright and have the title in their name. They must also have a source of income and be able to provide proof of income and residence. Once the borrower has qualified for a title loan, the lender will hold onto the vehicle's title as collateral for the loan and provide the borrower with the loan amount in cash. The borrower is then required to repay the loan, plus interest and fees, within a specified period of time.

How much money can I borrow with a title loan in Osgood, Ohio?

The amount of money that can be borrowed with a title loan in Osgood, Ohio will depend on the value of the borrower's vehicle. Most lenders will lend a percentage of the vehicle's value, typically between 25% and 50%.

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Look for Title Loans in Other Cities:

Akron Bowling Green Brunswick Canton Chillicothe Cincinnati Cleveland Columbus Cuyahoga Falls Dayton Delaware Dublin Elyria Euclid Fairborn Fairfield Findlay Grove City Hamilton Hilliard Lakewood Lancaster Lima Lorain Mansfield Marion Mason Massillon Mentor Middletown Newark North Olmsted North Ridgeville North Royalton Reynoldsburg Springfield Stow Strongsville Toledo Warren West Chester Westerville Westlake Youngstown
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