Title Loans in Stillwater, Ohio

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No title loan companies in Stillwater, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Community First Credit Union 2043 E Prospect Rd, Ashtabula, OH 44004 +1 (440) 997 - 5919
Third Federal Savings & Loan 11928 Montgomery Rd, Cincinnati, OH 45249 +1 (513) 605 - 5300
CheckSmart 6580 Dixie Hwy, Fairfield, OH 45014 +1 (513) 942 - 9977
Mariner Finance 9128 Union Cemetery Rd Ste. O, Cincinnati, OH 45249 +1 (513) 630 - 1350
Advance America 245 N Main St, Rittman, OH 44270 +1 (330) 927 - 9035
U.S. Bank Branch 602 Chillicothe St, Portsmouth, OH 45662 +1 (740) 353 - 4151
Evans Arena Chrysler Dodge Jeep RAM 924 Shiloh Springs Rd, Dayton, OH 45415 +1 (937) 276 - 4800
U.S. Bank Branch 108 S Mill St, Botkins, OH 45306 +1 (937) 693 - 2021
Sutton Bank 1521 E Main St, Ashland, OH 44805 +1 (419) 289 - 2190
Fairway Independent Mortgage Corporation 579 Executive Campus Dr Suite 310, Westerville, OH 43082 +1 (586) 850 - 8058

Title Loan Companies in Nearby Cities

If there are no title loan companies in Stillwater, OH, you can try to find different companies in big cities nearby. Check out the following pages here: Title Loans in North Ridgeville, OH, Car Title Loans in North Royalton, OH, Title Loans in Reynoldsburg, OH, Title Loans in Springfield, OH, Car Title Loans in Stow, OH, Title Loans in Strongsville, OH, Title Loans in Toledo, OH and Car Title Loans in Warren, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Stillwater, OH.

Title Loans in Stillwater, Ohio: A Comprehensive Guide

When unexpected expenses arise, many Americans turn to title loans to access quick cash. In Ohio, title loans are legal and popular, providing an alternative to traditional lending options. If you live in Stillwater, Ohio, and are considering a title loan, it’s important to understand the process and your options. This guide will provide everything you need to know about title loans in Stillwater, Ohio.

What Are Title Loans?

A title loan is a short-term lending option that requires borrowers to use their car as collateral. When you take out a title loan, you give the lender the title to your car in exchange for a loan amount. The loan amount is typically a percentage of the value of your car, and you’re required to repay the loan within a set timeframe, usually within 30 days.

How Do Title Loans Work in Ohio?

In Ohio, title loans are legal and regulated by the state. To qualify for a title loan in Ohio, you must be at least 18 years old and own a car with a clear title. You’ll be required to provide proof of income and residency, as well as a valid ID. Once you’re approved for a loan, the lender will hold onto the title to your car until you repay the loan in full. If you’re unable to repay the loan within the designated timeframe, the lender can repossess your car and sell it to recoup their losses.

What Are the Benefits of Title Loans in Stillwater, Ohio?

  • Quick Access to Cash: Title loans provide a fast way to get cash when you need it most.
  • No Credit Check Required: Unlike traditional loans, title loans don’t require a credit check. This makes them a popular option for individuals with poor credit.
  • No Prepayment Penalties: Ohio law prohibits lenders from charging prepayment penalties, which means you can pay off your loan early without being penalized.

What Are the Risks of Title Loans?

Like any type of lending, title loans carry risks. If you’re unable to repay the loan within the designated timeframe, you risk losing your car. Additionally, title loans often come with high interest rates and fees, which can make them a costly option. Before taking out a title loan, it’s important to consider the risks and your ability to repay the loan on time.

Interesting Facts and Statistics About Title Loans in Stillwater, Ohio

  • According to the Ohio Department of Commerce, there are over 950 title lending locations in Ohio.
  • Ohio residents borrowed over $500 million in title loans in 2019 alone.
  • The average title loan in Ohio is $1,042, with an average term of 28 days.
  • Ohio law limits the interest rate on title loans to 28% per year.

Apply Now!

If you’re considering a title loan in Stillwater, Ohio, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is fast and easy, and we work with a network of lenders to find the best loan option for your needs. Remember, TheGuaranteedLoans is a connector service, not a direct lender. We don’t make lending decisions or have control over loan terms and conditions. Fill out an application today to get started.

Stillwater, OH title loan calculator

Frequently Asked Questions About Car Title Loans in Stillwater, Ohio

Can I get a title loan in Stillwater, Ohio on a leased car?

It is generally not possible to get a title loan in Stillwater, Ohio on a leased car, as the borrower does not own the vehicle outright. In most cases, the lender will require the borrower to own the vehicle in order to qualify for a title loan.

Can I get a title loan in Stillwater, Ohio on a salvage title car?

It is possible to get a title loan in Stillwater, Ohio on a salvage title car, but it will depend on the lender's policies. Some lenders may be willing to provide a title loan on a salvage title car, while others may not.