Payday Loans in Lake Powell, Utah

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Lake Powell, UT. Consider companies in other cities:

Company nameAddressZip codePhone number
Check `n Go 9343 700 E, Sandy, UT 84070 +1 (801) 568 - 1888
Movement Mortgage - Kevin Bouck - Loan Officer/Branch Manager 5 Main St 101, Logan, UT 84321 +1 (435) 757 - 4500
Desert Rivers Credit Union 45 Main St, Green River, UT 84525 +1 (435) 564 - 2100
LendNation 290 N Main St, Clearfield, UT 84015 +1 (801) 779 - 1321
World Finance 695 S Main St Ste. 4, Brigham City, UT 84302 +1 (435) 515 - 3179
Fast Cache Pawn 527 Main St, Logan, UT 84321 +1 (435) 753 - 2316
Zions Bank Springdale 921 Zion – Mount Carmel Hwy, Springdale, UT 84767 +1 (435) 772 - 3274
Rock Canyon Bank 580 N Main St, Fillmore, UT 84631 +1 (435) 743 - 1602
Cash Store 10384 River Heights Dr Ste 100, South Jordan, UT 84095 +1 (801) 302 - 0154
Utah Power Credit Union 370 E 100 N, Price, UT 84501 +1 (435) 637 - 6159

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lake Powell, UT, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Logan, UT, Guaranteed Loans in Midvale, UT, Payday Loans in Ogden, UT, Payday Loans in Orem, UT, Payday Loans in Pleasant Grove, UT, Payday Loan Companies in Provo, UT, Payday Loans in Riverton, UT and Guaranteed Loans in Roy, UT. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lake Powell, UT.

Beautiful sights of Lake Powell, UT

Are Payday Loans Legal In Lake Powell, Utah?

Loan Rates and Fees, Laws and Regulations in Utah.

Utah Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)658
Maximum Loan AmountNo Limit
Minimum Loan TermNot Specified
Maximum Loan Term70 days (10 weeks)
Number of Rollovers AllowedNot specified
Finance ChargesNot specified

Lake Powell, UT payday loan calculator

Understanding Payday Loans in Lake Powell, Utah

When unexpected expenses arise, such as medical bills or car repairs, many people often find themselves in need of quick access to cash. While traditional lenders such as banks and credit unions offer loans, the process can be lengthy and may not be suitable for those with a poor credit score. This is where payday loans come in. In this article, we will discuss payday loans in Lake Powell, Utah, their regulations, and how you can apply for one.

What are Payday Loans?

Payday loans, also known as cash advances or payday advances, are short-term, high-interest loans that are provided to individuals with the promise of repayment on their next payday. These loans are usually for small amounts, ranging from $100 to $1,000, and are intended to cover urgent expenses.

Regulations in Lake Powell, Utah

Payday loans are legal in Utah, although regulations are in place to protect consumers from predatory lending practices. In Lake Powell, Utah, check cashers are the only entities permitted to provide payday loans. The maximum loan amount is $500, and the term of the loan cannot exceed 10 weeks. The annual percentage rate (APR) on payday loans in Utah is capped at 658%.

How to Apply for a Payday Loan in Lake Powell, Utah

If you find yourself in need of a payday loan in Lake Powell, Utah, the process is relatively straightforward. First, find a reputable check casher that offers payday loans. Once you have found a lender, you will be required to provide the following information:

  • Proof of a steady income
  • A valid government-issued ID
  • A voided check
  • Your contact information, including your phone number and address

Once the lender approves your application, they will give you the amount you requested, minus any fees. You will then be required to sign a contract agreeing to the terms of the loan, including the repayment date and any fees charged.

Interest Rates and Fees

Payday loans are known for their high-interest rates and fees. In Utah, lenders can charge up to a 15% fee on the loan amount. For example, if you borrow $300, you could be charged up to a $45 fee. Additionally, if you are unable to repay the loan on time, you may be charged additional fees and interest.

Interesting Facts and Statistics

  • Utah is one of 32 states that have legalized payday loans
  • In Utah, the average payday loan amount is $447
  • The average APR on payday loans in Utah is 484%
  • 47% of payday loan borrowers in Utah are aged 25-44

Apply Now

If you need a payday loan in Lake Powell, Utah, TheGuaranteedLoans can help connect you with potential lenders. As a connector service, we are not a direct lender and do not make credit decisions. Instead, we work with a network of lenders who can provide you with the cash you need. To apply for a payday loan, simply fill out our online form, and we will match you with a lender that meets your needs. Apply now and get the funds you need!

In conclusion, while payday loans may be a quick fix for those in need of cash, borrowers should always consider the high fees and interest rates associated with these loans. We recommend that consumers exhaust all other options before taking out a payday loan. However, if you do choose to take out a payday loan, it is essential to do your research, find a reputable lender, and ensure that you can repay the loan on time to avoid any additional fees and interest.

F.A.Q.

Do I need collateral to obtain a payday loan in Lake Powell, Utah?

No, payday loans do not require collateral and are unsecured loans.

Can I have more than one payday loan at a time in Lake Powell, Utah?

No, Utah state law limits borrowers to only having one active payday loan at a time.