Payday Loans in Layton, Utah

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Payday Loan Companies in Layton, UT

Company nameAddressZip codePhone number
1st Choice Money Center 1550 Main St 84041 +1 (801) 773 - 0129
1st Choice Money Center 1550 N Main St suite h 84041 +1 (801) 773 - 0129
America First Credit Union inside Walmart 1356 UT-193 84040 +1 (800) 999 - 3961
Antion Financial Lc 476 Heritage Park Blvd 200 84041 +1 (801) 776 - 1111
Caliber Home Loans 1528 N Woodland Park Blvd, Suite 120 84041 +1 (800) 401 - 6587
Cash Store 852 W Hill Field Rd Ste D 84041 +1 (801) 444 - 9992
Check City 1010 N Hill Field Rd 84041 +1 (801) 991 - 1155
Check Line Title Loans Layton 1596 N Hill Field Rd H 84041 +1 (801) 773 - 3223
CheckSmart 936 Main St 84041 +1 (801) 547 - 1110
Construction Loans Utah 849 W Hill Field Rd 84041 +1 (801) 882 - 2319
FastBucks 470 - A Main Street 84041 +1 (801) 593 - 7140
First Community Bank 12 S Main St 84041 +1 (801) 813 - 1600
First National Bank 12 S Main St 84041 +1 (801) 813 - 1600
LendNation 936 N Main St 84041 +1 (801) 547 - 1110
LIQUID LOANS 1596 N Hill Field Rd Unit H 84041 +1 (385) 423 - 2407
Mariner Finance 78 S Fairfield Rd E Ste. 101 84041 +1 (801) 682 - 1556
Money 4 You Installment Loans 1992 Antelope Dr 160 84041 +1 (801) 774 - 9889
Money 4 You Payday Loans 1992 Antelope Dr #160 84041 +1 (801) 774 - 9889
Money 4 You Payday Loans 2056 N Hill Field Rd 84041 +1 (801) 779 - 9792
QC Finance: Payday Loans, Title Loans, Installment Loans, Checks Cashed 1969 Main St 84041 +1 (801) 525 - 6407
The Equitable Finance Company 2152 N Hill Field Rd 84041 +1 (801) 825 - 1479
USA Cash Services 975 Main St 84041 +1 (801) 544 - 1174
USA Cash Services 13 S Main St 84041 +1 (801) 444 - 1118
World Finance 760 N Main St Suite B 84041 +1 (801) 336 - 4143

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Layton, UT, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Lehi, UT, Payday Loans in Logan, UT, Payday Loans in Midvale, UT, Payday Loans in Ogden, UT, Payday Loans in Orem, UT, Payday Loans in Pleasant Grove, UT, Payday Loans in Provo, UT and Payday Loans in Riverton, UT. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Layton, UT.

Beautiful sights of Layton, UT

Payday Loans Available in Layton, UT By The Following ZIP Codes:

84040, 84041

Are Payday Loans Legal In Layton, Utah?

Loan Rates and Fees, Laws and Regulations in Utah.

Utah Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)658
Maximum Loan AmountNo Limit
Minimum Loan TermNot Specified
Maximum Loan Term70 days (10 weeks)
Number of Rollovers AllowedNot specified
Finance ChargesNot specified

Layton, UT payday loan calculator

Your Guide to Payday Loans in Layton, Utah

When you’re facing a financial emergency, payday loans can be a viable way to bridge the gap between paychecks and cover expenses. Payday loans are short-term, high-cost loans that, if used correctly, can help you out of a bind. If you live in Layton, Utah, and are considering a payday loan, there are a few things you need to know.

What Are Payday Loans?

Payday loans are small-dollar, short-term loans that allow borrowers to access funds quickly and without credit checks. They are typically taken out for amounts of $500 or less, and terms range from two weeks to one month. The interest rates on payday loans are very high, often reaching above 300%.

Are Payday Loans Legal in Layton, Utah?

Yes, payday loans are legal in Layton, Utah, with certain restrictions. The state of Utah has set limits on the amount of a payday loan, the fees that can be charged, and the term of the loan. Payday loans are only allowed from a licensed check casher, which means that they are not available from banks or credit unions.

Qualifying for a Payday Loan in Layton, Utah

Qualifying for a payday loan in Layton, Utah, is fairly simple. All you need is to be 18 years of age, a resident of the state, and have a valid ID and a source of income. You should also be prepared to provide proof of residence, a paycheck stub, and a bank statement.

How Much Can I Borrow?

The amount you can borrow is limited by the state of Utah. The amount can range from $50 to $500, but the amount you qualify for will depend on your income and other factors.

What Are The Fees and Interest Rates?

Payday loans in Utah come with a set of fees and interest rates. Fees are capped at 20% of the loan amount for the first $300 borrowed and an additional 7.5% for any amount above $300. The interest rates on payday loans in Utah are capped at 36%.

Repaying a Payday Loan in Layton, Utah

When you take out a payday loan in Layton, Utah, you will be required to repay the loan in full by the due date, which is typically two weeks to one month after taking out the loan. You can usually extend the repayment period, but you will be charged additional fees and interest.

Alternatives to Payday Loans in Layton, Utah

Payday loans are expensive and should only be used as a last resort. If you’re in need of quick cash, there are alternatives to consider before taking out a payday loan. These can include getting cash advances from credit card companies, asking for an advance on your paycheck from your employer, or getting a short-term loan from a local bank or credit union.

Apply Now!

If you’ve decided that a payday loan is the best option for you, TheGuaranteedLoans can connect you with lenders in the Layton, Utah, area. Fill out our online application and we’ll connect you with potential lenders for further action.

Frequently Asked Questions about Payday Loans in Layton, Utah

What Are The Requirements For A Payday Loan?

In order to qualify for a payday loan in Layton, Utah, you must be 18 years or older and have a valid ID and source of income. You must also be able to provide proof of residence, a paycheck stub, and a bank statement.

How Long Does It Take To Get A Payday Loan?

Once you fill out an application, it usually takes one to two days to receive your loan. However, the exact timing will depend on the lender and other factors.

Can I Get A Loan Extension?

Yes, you can extend your payday loan, but you will be charged additional interest and fees.

Are Payday Loans Safe?

Payday loans are safe when they are used responsibly and in accordance with the requirements and regulations set by the state. It’s important to make sure you’re working with a reputable lender who follows all the rules and regulations.

More F.A.Q.

Can I renew or extend my payday loan in Layton, Utah?

No, renewals and extensions are not allowed for payday loans in Layton, Utah. If you need additional time to repay your loan, you may be able to negotiate a payment plan with your lender.

What is the maximum loan amount for payday loans in Layton, Utah?

The maximum loan amount for payday loans in Layton, Utah is $1,000. This amount includes all fees and charges associated with the loan.

How Many Cash Advance Companies are in Layton, UT?

With the help of our service, you will be able to find 24 cash advance companies in Layton, UT

What Cash Advance Companies in Layton, UT are the most popular?

You should check 1st Choice Money Center, Money 4 You Payday Loans, and USA Cash Services. Also, you can start your application online on our website.