Payday Loans in Draper, Utah

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Payday Loan Companies in Draper, UT

Company nameAddressZip codePhone number
America First Credit Union inside Harmons 672 E 11400 S 84020 +1 (800) 999 - 3961
Bench Financial Group Inc 953 E Rosefield Ln 84020 +1 (480) 892 - 7000
Check City 108 E 12300 S 84020 +1 (801) 495 - 4475
Crest Financial 61 W 13490 S 84020 +1 (855) 552 - 7378
Dollar Loan Center 196 12300 S 84020 +1 (801) 532 - 5626
Dollar Loan Center 196 W 12300 S 84020 +1 (801) 532 - 5626
Gorilla Loan Store 1192 Draper Pkwy Suite 234 84020 +1 (801) 999 - 4951
HomeStreet Bank Residential Construction Lending 11910 State St Suite 250 84020 +1 (801) 666 - 8895
Intercap Lending Inc. NMLS 190465 11781 Lone Peak Pkwy 200 84020 +1 (385) 800 - 8300
Ridgeline Financial Inc. 12401 S 450 E A1 84020 +1 (801) 407 - 4033

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Draper, UT, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Herriman, UT, 24-Hour Loan in Kaysville, UT, Payday Loans in Layton, UT, 24-Hour Loan in Lehi, UT, 24-Hour Loan in Logan, UT, Payday Loans in Midvale, UT, Quick Loan in Ogden, UT and Payday Loans in Orem, UT. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Draper, UT.

Beautiful sights of Draper, UT

Payday Loans Available in Draper, UT By The Following ZIP Codes:

84020

Are Payday Loans Legal In Draper, Utah?

Loan Rates and Fees, Laws and Regulations in Utah.

Utah Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)658
Maximum Loan AmountNo Limit
Minimum Loan TermNot Specified
Maximum Loan Term70 days (10 weeks)
Number of Rollovers AllowedNot specified
Finance ChargesNot specified

Draper, UT payday loan calculator

Introduction to Payday Loans in Draper, Utah

Payday loans are a type of short-term loan that can be obtained from a payday lender or check casher. These loans are usually unsecured and require only a paycheck stub and bank account information as proof of income. Payday loans are becoming increasingly popular in Draper, Utah and are available to many individuals in need of quick cash.

Are Payday Loans Legal in Draper, Utah?

Payday loans are legal in Draper, Utah, but only when obtained from check cashers. The state of Utah implemented a law in 2007 that makes it illegal for payday lenders to operate in the state. However, this law does not apply to check cashers, meaning that Draper residents are still able to obtain payday loans from check cashers.

Advantages of Payday Loans

Payday loans have several advantages that make them a desirable option for some consumers. The first advantage is that they can be obtained quickly and without a lengthy application process. All that is required is a proof of income, such as a paycheck stub, and a bank account. Additionally, payday loans do not require a credit check and therefore individuals with bad credit can still be eligible for a loan.

Disadvantages of Payday Loans

Payday loans also have some drawbacks that are important to consider before taking out a loan. First, these loans are typically more expensive than other forms of loan. Payday loans often come with high interest rates and fees, which can increase the total amount borrowers owe. Additionally, payday loans often have short repayment periods, which can cause borrowers to struggle to pay back the loan in a timely manner.

Where to Get Payday Loans in Draper, Utah

Residents of Draper, Utah can obtain payday loans from check cashers. There are several check cashers located in Draper, including Cash Now, Check Advance, and Dollar Loan Center. Each of these check cashers offers payday loans with a range of terms and conditions.

Alternatives to Payday Loans

If you need quick cash in Draper, there are alternatives to payday loans that may be more suitable for your needs. For example, if you are able to wait for a loan, you may want to consider applying for a personal loan. Personal loans typically have lower interest rates and longer repayment periods than payday loans, making them a more affordable option for many consumers. Additionally, if you have a financial emergency and need cash quickly, you might consider selling unwanted items or taking on odd jobs to make the money you need without borrowing.

Frequently Asked Questions about Payday Loans in Draper, Utah

  • What are the eligibility requirements for payday loans in Draper, Utah? To be eligible for a payday loan in Draper, Utah, you must have a steady source of income and a valid bank account. Check cashers may have additional requirements you must meet in order to be approved for a loan.
  • How much can I borrow from a payday loan? The amount you can borrow from a payday loan in Draper, Utah is determined by the check casher and will depend on your income and other factors. Most lenders will offer loans up to $500.
  • Can I pay off my loan early? The terms of your loan will depend on the lender, but most payday loans will allow you to pay your loan off early without any penalty. Check with your lender to determine if they charge any early repayment fees.

Apply Now

Are you in need of quick cash in Draper, Utah? TheGuaranteedLoans can help you get the money you need quickly and easily. We’re not a lender, but we can connect you with lenders who offer payday loans in Draper, Utah. Just fill out our online application and we’ll connect you with a lender today.

More F.A.Q.

Are payday loans legal in Draper, Utah?

Yes, payday loans are legal in Draper, Utah. However, there are certain regulations in place to protect borrowers from predatory lending practices.

What are the maximum interest rates for payday loans in Draper, Utah?

The maximum interest rate for payday loans in Draper, Utah is 36% per year. This rate includes all fees and charges associated with the loan.

How Many Cash Advance Companies are in Draper, UT?

With the help of our service, you will be able to find 10 cash advance companies in Draper, UT

What Cash Advance Companies in Draper, UT are the most popular?

You should check Dollar Loan Center, America First Credit Union inside Harmons, and Bench Financial Group Inc. Also, you can start your application online on our website.