Payday Loans in Willard, Wisconsin

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No payday loan companies in Willard, WI. Consider companies in other cities:

Company nameAddressZip codePhone number
Summit Credit Union 1300 Oconomowoc Pkwy, Oconomowoc, WI 53066 +1 (800) 236 - 5560
Black River Country Bank 401 N Washington St, Melrose, WI 54642 +1 (608) 488 - 2411
United States Postal Service 235 Main St E, Menomonie, WI 54751 +1 (800) 275 - 8777
Chase Bank W156n11251 Pilgrim Rd, Germantown, WI 53022 +1 (262) 253 - 8582
Unity Bank 103 E Lincoln Ave, Fall Creek, WI 54742 +1 (715) 877 - 2311
Associated Bank 7940 S 6th St, Oak Creek, WI 53154 +1 (414) 764 - 2355
Citizens Finance 1765 Thierer Rd, Madison, WI 53074 +1 (608) 242 - 5626
Loanmax Title Loans 1684 East Main St., Green Bay, WI 54302 +1 (920) 468 - 8694
Jackson Hewitt Tax Service 1600 W Wisconsin St, Sparta, WI 54656 +1 (608) 399 - 6066
Bank of Sun Prairie 419 W Cottage Grove Rd, Cottage Grove, WI 53527 +1 (608) 839 - 3977

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Willard, WI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in La Crosse, WI, Payday Loans in Madison, WI, Same Day Loans in Manitowoc, WI, Payday Loans in Menomonee Falls, WI, Short-term Loans in Milwaukee, WI, Payday Loan for New Berlin, WI, Payday Loans in Oak Creek, WI and Payday Loans in Oshkosh, WI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Willard, WI.

Beautiful sights of Willard, WI

Payday Loans Available in Willard, WI By The Following ZIP Codes:

54493

Are Payday Loans Legal In Willard, Wisconsin?

Loan Rates and Fees, Laws and Regulations in Wisconsin.

Wisconsin Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)574
Maximum Loan Amount$1,500 (or 35% of the gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term90 days
Number of Rollovers Allowed1
Finance Charges2.75%/mo

Willard, WI payday loan calculator

Payday Loans in Willard, Wisconsin

Payday loans, also known as cash advances or short-term loans, are a popular form of borrowing in Willard, Wisconsin. These loans are designed to help people who need quick access to cash but cannot get a traditional loan due to poor credit history.

How do Payday Loans Work?

Payday loans are typically small-dollar, short-term loans that are due on the borrower’s next payday. The loan amount and fees are typically due in full on the due date. Some lenders allow borrowers to roll over their loans, but this often comes at a high cost and can trap borrowers in a debt cycle.

Payday lenders in Willard, Wisconsin are required to follow state-specific regulations, which include:

  • Limiting the loan amount to $1,500 or 35% of the borrower’s gross monthly income, whichever is less.
  • Limiting the loan term to 90 days or less.
  • Prohibiting lenders from issuing loans to borrowers who have outstanding payday loans.

Advantages of Payday Loans

Payday loans can be a lifeline for people who need emergency cash and have no other options. Some advantages of payday loans include:

  • Fast approval and funding time.
  • No credit check required.
  • No collateral required.
  • Easy to qualify for.

Disadvantages of Payday Loans

While payday loans can be a quick fix for a financial emergency, it’s important to understand the potential disadvantages:

  • High fees and interest rates.
  • Short repayment terms.
  • Can lead to a debt cycle.

Interesting Facts and Statistics about Payday Loans in Willard, Wisconsin

  • As of 2021, there are more than 450 payday lenders in Wisconsin.
  • The average payday loan in Wisconsin is $320, and the average APR is 608%.
  • In 2020, there were more than 300,000 payday loans issued in Wisconsin, totaling more than $120 million.

It’s essential to do your research and only take out a payday loan if you can repay it on time. If you have trouble paying back the loan, contact your lender as soon as possible to discuss your options.

Apply Now

If you need a payday loan in Willard, Wisconsin, TheGuaranteedLoans can help connect you with potential lenders. Fill out our simple online application today and find the funding you need. Remember, TheGuaranteedLoans is a connector service, not a direct lender.

F.A.Q.

Are there any consumer protections in place for payday loans in Willard, Wisconsin?

Yes, Wisconsin law includes several consumer protections for payday loan borrowers, such as requiring lenders to provide written disclosure of the loan terms and fees, as well as a three-day right of rescission.

Can I be sued or arrested for not paying back a payday loan in Willard, Wisconsin?

No, it is illegal for payday lenders to sue or arrest borrowers for not paying back a payday loan. If a lender threatens to do so, you should contact the Wisconsin Department of Financial Institutions for assistance.