Payday Loans in Grover, Wyoming

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No payday loan companies in Grover, WY. Consider companies in other cities:

Company nameAddressZip codePhone number
Platte Valley Bank 2201 Main St, Torrington, WY 82240 +1 (307) 532 - 2244
First State Bank - Wheatland 1405 16th St, Wheatland, WY 82201 +1 (307) 322 - 5222
Eagle Home Mortgage 116 Upper Prairie Dog Rd, Banner, WY 82832
Money Lenders 1660 N 4th St, Laramie, WY 82072 +1 (307) 755 - 1744
Hallows & Company 1575 Dewar Dr Suite 400, Rock Springs, WY 82901 +1 (307) 362 - 4272
Meridian Trust Federal Credit Union/PowerTrust 4030 Plaza Dr 5, Casper, WY 82604 +1 (307) 237 - 6764
Check Into Cash 3520 E 2nd St #6, Casper, WY 82609 +1 (307) 237 - 1141
U.S. Bank Branch 215 N Broadway Ave, Riverton, WY 82501 +1 (307) 856 - 0937
Western Union E-z Cash, 2240 Coffeen Ave Ste D, Sheridan, WY 82801 +1 (307) 673 - 0050
Advance America 1955 Coffeen Ave, Sheridan, WY 82801 +1 (307) 672 - 2620

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Grover, WY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Casper, WY, Payday Loans in Cheyenne, WY, Payday Loans in Gillette, WY and Payday Loans in Laramie, WY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Grover, WY.

Beautiful sights of Grover, WY

Payday Loans Available in Grover, WY By The Following ZIP Codes:

83122

Are Payday Loans Legal In Grover, Wyoming?

Loan Rates and Fees, Laws and Regulations in Wyoming.

Wyoming Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)261
Maximum Loan AmountNo limit
Minimum Loan TermNot Specified
Maximum Loan TermOne calendar month
Number of Rollovers Allowed0
Finance Charges$30 (or 20% per month)

Grover, WY payday loan calculator

Payday Loans in Grover, Wyoming: An Ultimate Guide

In today’s economic climate, financial emergencies can happen to anyone at any time. For those who find themselves in need of urgent cash, payday loans can be a lifesaver. These short-term loans can provide quick access to the money you need to cover unexpected expenses, avoid late bill payments, or handle other urgent financial obligations until your next paycheck arrives.

Are Payday Loans Legal in Wyoming?

If you live in Grover, Wyoming, you may be wondering if payday loans are legal. The good news is that they are. Under Wyoming state law, payday loans are considered legal and regulated by the Division of Banking.

According to Wyoming law, borrowers are allowed to take out payday loans for up to $1,000. Lenders are restricted to charging 20% of the loan amount for fees, plus an additional $5 verification fee.

How Payday Loans Work in Grover, Wyoming

Payday loans work differently than traditional loans. Instead of repaying the full amount of a loan over time with interest, payday loans are typically repaid in one lump sum on the borrower’s next payday.

When you apply for a payday loan, the lender will typically require proof of income and an active bank account. Once your application is approved, you’ll receive the cash you need, then repay the loan in full plus fees on your next payday.

Payday loans can be a convenient way to get quick cash, but it’s important to understand the costs involved. Because the fees associated with payday loans can be high, it’s often recommended that borrowers explore alternative financing options first.

The Pros and Cons of Payday Loans in Grover, Wyoming

Like any financial product, there are pros and cons to taking out a payday loan in Grover, Wyoming. Here’s a closer look at each:

Pros:

  • Quick access to cash when you need it most
  • No collateral required
  • No credit check required (which can be beneficial for those with poor or bad credit)
  • Easy application process
  • Regulated by state law to protect borrowers

Cons:

  • High interest and fees
  • Short repayment period (typically two weeks to a month)
  • Can lead to a cycle of debt if not repaid on time
  • Not a long-term solution to financial problems
  • Not available in all states

Interesting Facts and Statistics About Payday Loans in Grover, Wyoming

  • As of 2021, there were approximately 25 payday lending stores in Wyoming.
  • In 2020, Wyoming payday lenders loaned approximately $94.6 million.
  • The average payday loan in Wyoming is $435.
  • According to a report by the Pew Charitable Trusts, the average APR for a payday loan in Wyoming is 574%.

Apply Now for a Payday Loan in Grover, Wyoming

If you find yourself in need of urgent cash, TheGuaranteedLoans can help connect you with a payday loan lender in Grover, Wyoming. Our online application process is quick and easy, and can help you get the cash you need in no time.

It’s important to remember that TheGuaranteedLoans is a connector service, not a direct lender. We don’t make loan decisions or set interest rates. Instead, we facilitate your connection with potential lenders who can provide you with the loan you need.

If you’re considering a payday loan in Grover, Wyoming, it’s important to explore all of your options and carefully consider the costs and benefits. With the right information and guidance, you can make an informed decision that will help you meet your financial needs and goals.

F.A.Q.

Can I be charged with fraud for taking out a payday loan in Grover, Wyoming?

No, taking out a payday loan is not considered fraud in Grover, Wyoming. However, borrowers may be charged with fraud if they provide false information on their loan application or if they intentionally deceive their lender.

Can I be charged with interest on a payday loan in Grover, Wyoming if I am in the military?

No, the federal Military Lending Act prohibits lenders from charging interest on payday loans to active-duty military members and their dependents. This means that military borrowers in Grover, Wyoming are protected from high-interest payday loans.

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