Payday Loans in Oakland, Illinois

Payday Loan Companies in Oakland, IL

Company nameAddressZip codePhone number
First Farmers Bank & Trust 12 W Main St 61943 +1 (217) 346 - 2114

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Oakland, IL, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Plainfield, IL, Same Day Loans in Quincy, IL, Payday Loans in Rock Island, IL, Payday Loan for Rockford, IL, Emergency Loan in Romeoville, IL, Quick Loan in Saint Charles, IL, Online Loans in Schaumburg, IL and Bad Credit Loans in Skokie, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Oakland, IL.

Beautiful sights of Oakland, IL

Payday Loans Available in Oakland, IL By The Following ZIP Codes:

61943

Are Payday Loans Legal In Oakland, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Oakland, IL payday loan calculator

F.A.Q.

Can payday lenders in Oakland, Illinois require borrowers to provide collateral in order to take out a loan?

No, in Oakland, Illinois, payday lenders cannot require borrowers to provide collateral in order to take out a loan. Borrowers who are asked to provide collateral should be wary of the lender and consider alternative options.

What is a payday loan in Oakland, Illinois?

A payday loan is a short-term, high-interest loan that is intended to be repaid on the borrower's next payday. These loans are typically offered by non-bank lenders, such as storefront lenders or online lenders, and are often used by people who need quick access to cash to cover unexpected expenses or to bridge a temporary gap in their finances.

How Many Cash Advance Companies are in Oakland, IL?

With the help of our service, you will be able to find 1 cash advance companies in Oakland, IL

What Cash Advance Companies in Oakland, IL are the most popular?

You should check First Farmers Bank & Trust. Also, you can start your application online on our website.