Payday Loans in Pittsburg, Illinois

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No payday loan companies in Pittsburg, IL. Consider companies in other cities:

Company nameAddressZip codePhone number
Banner Finance of West Frankfort 130 E Main St, West Frankfort, IL 62896 +1 (618) 932 - 6100
Ardmore Finance Corp. 1223 Madison Ave, Madison, IL 62060 +1 (618) 451 - 1223
Check Into Cash 781 W Golf Rd, Des Plaines, IL 60016 +1 (847) 690 - 1242
IEC Federal Credit Union 6460 S 6th St, Springfield, IL 62712 +1 (217) 529 - 6045
Wintrust Commercial Banking 507 N Milwaukee Ave, Libertyville, IL 60048 +1 (847) 367 - 6800
United States Postal Service 407 1/2, S State St, East Galesburg, IL 61430 +1 (800) 275 - 8777
World Finance 108 N Scotland St, Macomb, IL 61455 +1 (309) 837 - 9062
Walmart Money Center 1522 W Springfield Rd, Taylorville, IL 62568 +1 (217) 287 - 7219
TitleMax Title Loans 2633 Northtown Way, Highland, IL 62249 +1 (618) 654 - 1086
Hopedale Community Banking Center 115 NW Main St, Hopedale, IL 61747 +1 (309) 449 - 3393

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pittsburg, IL, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Lombard, IL, Guaranteed Loans in Moline, IL, Emergency Loan in Mount Prospect, IL, Payday Loans in Mundelein, IL, Payday Loans in Naperville, IL, Guaranteed Loans in North Chicago, IL, 24-Hour Loan in Northbrook, IL and Payday Loans in Oak Lawn, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pittsburg, IL.

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Payday Loans Available in Pittsburg, IL By The Following ZIP Codes:

62974

Are Payday Loans Legal In Pittsburg, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Pittsburg, IL payday loan calculator

Advise to read before applying

Payday Loans in Pittsburg, Illinois: What You Need to Know

If you reside in Pittsburg, Illinois, and need a quick cash loan to tide you over until your next paycheck arrives, a payday loan might be an option for you. A payday loan is a short-term, high-interest loan amount borrowed against your next paycheck.

Although payday loans in Illinois are legal, they can be expensive and should only be used as a last resort. If you are considering a payday loan in Pittsburg, Illinois, here’s what you need to know.

How Do Payday Loans Work?

To apply for a payday loan, you must provide a postdated check to the lender. The check will include the borrowed amount plus the interest rate and fees. The lender gives you cash for the amount borrowed, which you will repay after receiving your paycheck.

What Are The Requirements to Apply for a Payday Loan in Pittsburg, Illinois?

To be eligible for a payday loan in Pittsburg, Illinois, you need to:

  • Be at least 18 years of age
  • Be a resident of Pittsburg, Illinois
  • Have a regular source of income, such as a job or government benefits
  • Have a checking account with direct deposit enabled

How Much Can You Borrow?

The amount you can borrow with a payday loan in Pittsburg, Illinois, ranges from $100 to $1000. The loan term is between 7 to 31 days.

What are the Fees Associated with a Payday Loan?

The fees and interest rates on payday loans in Pittsburg, Illinois, are high. According to the Illinois Attorney General, the average annual percentage rate (APR) for payday loans is 404%.

For example, suppose you borrow $100 for 14 days with a payday loan in Pittsburg, Illinois. In that case, you would pay $15.50 in interest and fees in addition to the $100 borrowed, which means you would owe $115.50 after 14 days.

What Happens If You Can’t Repay Your Payday Loan?

If you can’t repay your payday loan on time, you can ask the lender to extend the due date. However, this comes with additional fees and interest rates.

But if you fail to repay the loan or fail to ask for an extension, the lender will deposit your postdated check. If there aren’t sufficient funds in your account to cover the check, you will be hit with overdraft fees and other charges.

Interesting Facts About Payday Loans in Pittsburg, Illinois

  • Illinois law limits payday loans to a maximum of $1000 or 25% of your gross monthly income, whichever is less.
  • The Illinois Attorney General has shut down several payday lenders in Illinois for making fraudulent loans and engaging in illegal debt collection practices.
  • Between 2006 and 2015, Illinois saw a 122% increase in payday loan usage.

Apply Now for a Payday Loan in Pittsburg, Illinois

If you need a payday loan in Pittsburg, Illinois, TheGuaranteedLoans can help you find a lender. Fill out our online application today, and we’ll connect you with potential lenders who can help you get the cash you need.

Remember that TheGuaranteedLoans is a connector service, not a direct lender. We will only facilitate your loan application and connect you with potential lenders. And before you take out a payday loan, make sure you understand the fees, interest rates, and repayment terms to avoid getting into a debt trap.

F.A.Q.

How do payday loans work in Pittsburg, Illinois?

To obtain a payday loan in Pittsburg, Illinois, borrowers typically have to provide proof of income, a valid ID, and a checking account. The lender will then advance the borrower a small amount of money, typically up to $1,000, which must be repaid on the borrower's next payday. The loan will typically include fees and interest charges, which can make it expensive to repay.

Are payday loans legal in Pittsburg, Illinois?

Yes, payday loans are legal in Pittsburg, Illinois, but they are subject to certain regulations designed to protect borrowers from predatory lending practices. For example, Illinois law limits the amount of interest and fees that can be charged on payday loans, and it requires lenders to disclose the terms of the loan to the borrower before the loan is made.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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