Payday Loans in Baldwin City, Kansas

Payday Loan Companies in Baldwin City, KS

Company nameAddressZip codePhone number
Cash 2 Go 810 Ames St 66006 +1 (785) 594 - 7000
Frontier Farm Credit 1270 N 300 Rd 66006 +1 (785) 594 - 2900
Kansas State Bank 602 Ames St 66006 +1 (785) 594 - 7500
Mid America Bank 802 Ames St 66006 +1 (785) 594 - 2100

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Baldwin City, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Topeka, KS, Emergency Loan in Wichita, KS, Payday Loans in Hutchinson, KS, Same Day Loans in Kansas City, KS, Payday Loans in Lawrence, KS, Payday Loans in Leavenworth, KS, Payday Loan Companies in Leawood, KS and Payday Loans in Lenexa, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Baldwin City, KS.

Beautiful sights of Baldwin City, KS

Payday Loans Available in Baldwin City, KS By The Following ZIP Codes:

66006

Are Payday Loans Legal In Baldwin City, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Baldwin City, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Baldwin City, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Baldwin City, KS payday loan calculator

F.A.Q.

Can payday loan lenders in Baldwin City, Kansas garnish my wages if I default on my loan?

Yes, payday loan lenders in Baldwin City, Kansas have the right to garnish your wages if you default on your loan. However, they must first obtain a judgment from the court, and the amount garnished cannot exceed 25% of your disposable income.

Can I file for bankruptcy to discharge my payday loan debt in Baldwin City, Kansas?

Yes, you can file for bankruptcy to discharge your payday loan debt in Baldwin City, Kansas. However, keep in mind that bankruptcy is a serious decision that can have long-term consequences on your credit and financial situation. It is recommended to explore all other options before considering bankruptcy.

How Many Cash Advance Companies are in Baldwin City, KS?

With the help of our service, you will be able to find 4 cash advance companies in Baldwin City, KS

What Cash Advance Companies in Baldwin City, KS are the most popular?

You should check Cash 2 Go, Frontier Farm Credit, and Kansas State Bank. Also, you can start your application online on our website.