Payday Loans in Galesburg, Kansas

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No payday loan companies in Galesburg, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Emporia State Federal Credit Union 310 W 12th Ave, Emporia, KS 66801 +1 (620) 342 - 2336
Mainstreet Credit Union 301 Oak St, Bonner Springs, KS 66012 +1 (913) 599 - 1010
Kansas Teachers Community Cu 119 S 8th St, Independence, KS 67301 +1 (620) 331 - 6934
Waddell & Reed, Inc. - Financial Advisors 1701 Landon St, Hutchinson, KS 67502 +1 (620) 860 - 1701
American Payday Loans 520 W 6th Ave, Emporia, KS 66801 +1 (620) 342 - 8975
ANB Bank 15301 W 87th St, Lenexa, KS 66219 +1 (913) 888 - 8490
Ark Valley Credit Union 1515 N Summit St, Arkansas City, KS 67005 +1 (620) 442 - 8210
Patriots Bank 1508 US-59, Princeton, KS 66078 +1 (785) 937 - 2265
Stockgrower's State Bank 622 Main St, Ashland, KS 67831 +1 (620) 635 - 4032
Washington County Tax & Accounting 201 C St, Washington, KS 66968 +1 (785) 325 - 2061

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Galesburg, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Overland Park, KS, Payday Loans in Salina, KS, Payday Loans in Shawnee, KS, Payday Loans in Topeka, KS, Payday Loans in Wichita, KS, Payday Loans in Hutchinson, KS, Bad Credit Loans in Kansas City, KS and Online Loans in Lawrence, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Galesburg, KS.

Beautiful sights of Galesburg, KS

Payday Loans Available in Galesburg, KS By The Following ZIP Codes:

66740

Are Payday Loans Legal In Galesburg, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Galesburg, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Galesburg, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Galesburg, KS payday loan calculator

Payday Loans in Galesburg, Kansas

Are you experiencing a financial emergency and need a quick cash solution? Payday loans may be a viable option for you. These short-term loans are designed to help borrowers cover unexpected expenses until their next payday. In Galesburg, Kansas, payday loans are legal and regulated, making it a safe option for individuals who find themselves in these situations.

What are Payday Loans?

A payday loan is a small, short-term loan that is typically due on the borrower’s next payday. The maximum loan amount is $500, and the loan term cannot exceed 30 days. Payday loans are designed to help individuals who experience short-term financial difficulties and require immediate access to cash.

The application process for payday loans is simple and straightforward. To apply, the borrower must provide personal and financial information, including their name, address, income, and other relevant information. Once the application is reviewed and approved, the funds are typically deposited into the borrower’s bank account within 24 hours.

Why Choose Payday Loans in Galesburg, Kansas?

Payday loans in Galesburg, Kansas are regulated by the Kansas Office of the State Bank Commissioner, ensuring that lenders operate within state laws and regulations. This provides a level of protection for borrowers and ensures that they are not subject to unfair lending practices.

Moreover, payday loans are easy to obtain and do not require a credit check. This means that individuals with poor credit or no credit history at all can still be approved for a loan. Additionally, payday loans can be used for any purpose, making them a versatile financial solution for those in need.

Important Facts and Statistics

  • In 2019, the total dollar volume of payday loans in Kansas was $272 million.
  • As of 2021, there are approximately 326 licensed payday lenders in Kansas.
  • The average payday loan amount in Kansas is $350.
  • The maximum loan term for a payday loan in Kansas is 30 days.
  • One study found that 1 in 3 borrowers took out more than five payday loans in one year.
  • Another study found that the average Kansas borrower takes out 10 loans per year, with an average interest rate of 391%.

Apply Now

If you find yourself in need of a payday loan in Galesburg, Kansas, look no further than TheGuaranteedLoans. We are not a direct lender, but a connector service that works with a network of reputable lenders. By filling out our easy online application, we can connect you with potential lenders who can provide you with the quick cash solution you need. Apply now and get the financial support you need to cover your unexpected expenses.

Remember, payday loans should only be used in emergency situations and should be repaid on time to avoid additional fees and interest charges. Borrow responsibly and within your means.

F.A.Q.

Are there any restrictions on the number of payday loans I can take out in Galesburg, Kansas?

Yes, in Galesburg, Kansas, you are only allowed to have one outstanding payday loan at a time. This means that you cannot take out multiple payday loans from different lenders at the same time.

Can I be denied a payday loan in Galesburg, Kansas for having bad credit?

No, payday loans in Galesburg, Kansas are not based on your credit score. However, if you have a history of defaulting on payday loans or other debts, the lender may decide not to extend a loan to you.