Payday Loans in Gridley, Kansas

Payday Loan Companies in Gridley, KS

Company nameAddressZip codePhone number
Citizens State Bank 410 Main St 66852 +1 (620) 836 - 2888

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Gridley, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Overland Park, KS, Payday Loans in Salina, KS, Payday Loans in Shawnee, KS, Payday Loans in Topeka, KS, Payday Loans in Wichita, KS, Payday Loan for Hutchinson, KS, Payday Loans in Kansas City, KS and Online Loans in Lawrence, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Gridley, KS.

Payday Loans Available in Gridley, KS By The Following ZIP Codes:

66852

Are Payday Loans Legal In Gridley, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Gridley, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Gridley, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Gridley, KS payday loan calculator

F.A.Q.

What are the risks of taking out a payday loan in Gridley, Kansas?

Payday loans in Gridley, Kansas can be very costly, with high interest rates and fees that can quickly add up. If you are unable to repay the loan on time, you may be subject to additional fees and charges, which can make the loan even more expensive.

Can I be arrested for defaulting on a payday loan in Gridley, Kansas?

No, you cannot be arrested for defaulting on a payday loan in Gridley, Kansas. However, the lender may take legal action to recover the funds, which could result in wage garnishment or other consequences.

How Many Cash Advance Companies are in Gridley, KS?

With the help of our service, you will be able to find 1 cash advance companies in Gridley, KS

What Cash Advance Companies in Gridley, KS are the most popular?

You should check Citizens State Bank. Also, you can start your application online on our website.