Payday Loans in Hanover, Kansas

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No payday loan companies in Hanover, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
LendNation 1401 W 6th St, Lawrence, KS 66044 +1 (785) 832 - 1500
Washington County Tax & Accounting 201 C St, Washington, KS 66968 +1 (785) 325 - 2061
Golden Plains Credit Union 1714 E Kansas Ave, Garden City, KS 67846 +1 (620) 275 - 2151
Western Credit Inc 711 Roach St, Salina, KS 67401 +1 (785) 820 - 9626
American AgCredit 1902 E 23rd Ave, Hutchinson, KS 67502 +1 (620) 663 - 3305
Frontier Farm Credit 2009 Vanesta Pl, Manhattan, KS 66503 +1 (785) 776 - 6931
Chetopa State Bank & Trust Co 409 Maple St, Chetopa, KS 67336 +1 (620) 236 - 7277
MoneyGram 2940 Military Ave, Baxter Springs, KS 66713 +1 (620) 856 - 2136
Central National Bank 1403 College Ave, Manhattan, KS 66502 +1 (785) 323 - 4030
First Fulton Finance 507 E Fulton St, Garden City, KS 67846 +1 (620) 275 - 6726

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hanover, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Kansas City, KS, Quick Loan in Lawrence, KS, Quick Loan in Leavenworth, KS, 24-Hour Loan in Leawood, KS, Payday Loan Without a Credit Check in Lenexa, KS, Payday Loan for Manhattan, KS, Payday Loans in Olathe, KS and Payday Loans in Overland Park, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hanover, KS.

Payday Loans Available in Hanover, KS By The Following ZIP Codes:

66945

Are Payday Loans Legal In Hanover, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Hanover, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Hanover, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Hanover, KS payday loan calculator

Understanding Payday Loans in Hanover, Kansas

If you’re facing a financial emergency, such as unexpected bills or expenses, a payday loan could be an option to consider. These loans are designed to help tide you over until your next payday, and they are legal in Kansas.

However, it’s important to understand the terms and conditions of payday loans, as they often come with high interest rates and fees. In this article, we’ll explore payday loans in Hanover, Kansas, and what you need to know before you apply.

How Do Payday Loans in Hanover, Kansas Work?

A payday loan is a short-term loan that typically lasts for two weeks or until your next payday. To be eligible for a payday loan in Hanover, you must have a steady source of income, a valid checking account, and be at least 18 years old.

When you apply for a payday loan in Hanover, you’ll be asked to provide proof of your income and bank account information. If you’re approved, the lender will deposit the loan amount into your checking account, and you’ll be required to pay back the loan, plus interest and fees, on your next payday.

What Are the Benefits of Payday Loans?

  • Quick and easy access to cash for unexpected expenses
  • No credit check required
  • You can apply online or in-person
  • Approval rates are typically high

What Are the Risks?

  • High interest rates and fees
  • Potential for a debt cycle if you’re unable to pay back the loan on time
  • Can negatively impact your credit score
  • Some lenders may engage in predatory lending practices

Interesting Facts About Payday Loans in Hanover, Kansas

  • Kansas law limits the amount you can borrow with a payday loan to $500
  • Kansas law does not limit the amount of interest and fees that payday lenders can charge
  • In 2020, the average APR for a payday loan in Kansas was 391%
  • In 2020, the average payday loan amount in Kansas was $315

Apply Now

If you’re considering a payday loan in Hanover, Kansas, TheGuaranteedLoans can help. As a connector service, we’ll facilitate your connection with potential lenders who can provide you with the funds you need. Remember, payday loans should only be used in emergencies and should be paid back on time to avoid accruing additional fees and interest.

Fill out our online application form today to get started.

F.A.Q.

Can a payday lender seize my assets in Hanover, Kansas if I default on my loan?

No, a payday lender cannot seize your assets in Hanover, Kansas if you default on your loan. However, the lender may be able to take legal action to recover the funds, which could include wage garnishment or other consequences.

Can I be sued for not repaying a payday loan in Hanover, Kansas?

Yes, if you default on your payday loan in Hanover, Kansas, the lender may take legal action to recover the funds. This could include suing you in court and obtaining a judgment against you.