Payday Loans in Rosalia, Kansas

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No payday loan companies in Rosalia, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 1353 S Webb Rd Ste 101, Wichita, KS 67207 +1 (316) 691 - 9192
American Bank 901 E 7th St, Galena, KS 66739 +1 (620) 783 - 2515
Wells Fargo Bank 601 Commercial St, Atchison, KS 66002 +1 (913) 367 - 6416
MoneyGram 2222 Main St, Parsons, KS 67357 +1 (620) 421 - 0605
Money Zone 1819 S Broadway Blvd, Salina, KS 67401 +1 (785) 404 - 2039
VALIC 13220 Metcalf Ave 360, Overland Park, KS 66213 +1 (913) 402 - 5000
ANB Bank 11830 W 135th St, Overland Park, KS 66221 +1 (913) 888 - 8490
Bank of Commerce 115 E Neosho Ave, Thayer, KS 66776 +1 (620) 839 - 5232
Quik Cash 932 W 6th St, Junction City, KS 66441 +1 (785) 238 - 1419
Check n Go 3129A S Seneca St, Wichita, KS 67217 +1 (316) 554 - 8095

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rosalia, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Leawood, KS, Payday Loan Companies in Lenexa, KS, Short-term Loans in Manhattan, KS, Payday Loans in Olathe, KS, Payday Loans in Overland Park, KS, Payday Loans in Salina, KS, Payday Loans in Shawnee, KS and Payday Loans in Topeka, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rosalia, KS.

Are Payday Loans Legal In Rosalia, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Rosalia, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Rosalia, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Rosalia, KS payday loan calculator

Payday Loans in Rosalia, Kansas

Looking for quick cash to cover unexpected expenses can be stressful, but payday loans can offer a solution. In Kansas, payday loans are legal, and Rosalia residents have access to a variety of lenders that offer these loans to help cover emergencies or other financial needs.

What are payday loans?

A payday loan is a small, short-term loan that is typically due on the borrower’s next payday. These loans are designed to help cover unexpected expenses or bridge financial gaps between pay periods.

Payday loans are usually for amounts between $100 and $500 and come with higher interest rates and fees than traditional bank loans. Because of this, it’s important to carefully consider whether a payday loan is the right option for your financial situation.

Eligibility and Requirements

Lenders in Rosalia, Kansas have specific eligibility requirements for payday loans. Borrowers must be at least 18 years old and have a valid government-issued ID, proof of income, and an active checking account. Some lenders may also require a credit check or proof of residency.

It’s important to remember that payday loans are meant to be short-term solutions and are not designed to be a long-term financial strategy. Borrowers should carefully consider their ability to repay the loan in full, including interest and fees, before taking out a payday loan.

The Benefits of Payday Loans

  • Quick access to cash when you need it most
  • No credit check required for approval
  • Easy application process

These benefits make payday loans an attractive option for those who need quick cash to cover unexpected expenses. However, it’s important to remember that the high interest rates and fees associated with payday loans can add up quickly, so borrowers should only take out loans for necessary expenses and be prepared to repay them promptly.

How to Apply for a Payday Loan in Rosalia, Kansas

Applying for a payday loan in Rosalia, Kansas is simple with TheGuaranteedLoans. We offer a fast and easy application process that connects borrowers with potential lenders who can provide the funds they need. Simply fill out our online application and wait for lenders to contact you with loan offers.

It’s important to note that TheGuaranteedLoans is not a direct lender, but a connector service. We work with a network of trusted lenders to ensure that borrowers receive the best possible loan options. Once you receive loan offers, review them carefully and choose the one that works best for your financial needs.

Interesting Facts and Statistics

  • According to the Kansas Office of the State Bank Commissioner, there were 352 licensed payday loans in Kansas as of December 2020.
  • In 2019, Kansas borrowers took out more than 828,000 payday loans, totaling nearly $267 million in funds borrowed.
  • The average payday loan amount in Kansas in 2019 was $322, with an average finance charge of $54 per loan.

Conclusion

Payday loans in Rosalia, Kansas offer a solution for those who need quick cash to cover unexpected expenses. However, borrowers must carefully evaluate whether a payday loan is the right option for their situation and be prepared to repay the loan in full, including interest and fees. TheGuaranteedLoans can help connect borrowers with trusted lenders for payday loans and facilitate the application process.

Apply Now

Ready to take the next step? Apply now with TheGuaranteedLoans and get connected with lenders who can provide the funds you need. Remember, we are a connector service and not a direct lender. We work with a trusted network of lenders to ensure that borrowers receive the best possible loan options. Fill out our online application today and get started.

F.A.Q.

Are payday loans in Rosalia, Kansas regulated?

Yes, payday loans in Rosalia, Kansas are regulated by the Kansas Office of the State Bank Commissioner. Lenders are required to follow specific rules and regulations, including maximum interest rates and fees.

Can I renew or extend my payday loan in Rosalia, Kansas?

in Rosalia, Kansas, payday loans cannot be renewed or extended. If you are unable to repay your loan on the agreed upon date, you may be able to work with the lender to come up with a repayment plan.