Payday Loans in Bismarck, Illinois

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No payday loan companies in Bismarck, IL. Consider companies in other cities:

Company nameAddressZip codePhone number
Diamond Residential Mortgage Corporation 126 N 30th St 206, Quincy, IL 62301 +1 (217) 224 - 9300
Cash Store 2401 N Bloomington St Unit 100, Streator, IL 61364 +1 (815) 672 - 9898
Midwest Title Loans 2225 Broadway St, Mt Vernon, IL 62864 +1 (618) 241 - 9332
First State Bank of Mason City 123 W Elm St, Mason City, IL 62664 +1 (217) 482 - 3285
Raymond James Financial Services 110 W Court St, Paris, IL 61944 +1 (217) 465 - 7641
U.S. Bank Branch 701 Public Square, Benton, IL 62812 +1 (618) 439 - 4381
Gale Credit Union 631 N Henderson St, Galesburg, IL 61401 +1 (309) 343 - 1777
Meredosia Community Bank 920 IL-104, Meredosia, IL 62665 +1 (217) 584 - 1392
Walmart Money Center 108 Kyden Dr, Marshall, IL 62441 +1 (217) 826 - 8061
Missouri Payday Loans 3491 Nameoki Rd, Granite City, IL 62040 +1 (618) 451 - 8000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bismarck, IL, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in North Chicago, IL, Payday Loan Without a Credit Check in Northbrook, IL, Guaranteed Loans in Oak Lawn, IL, Payday Loans in Oak Park, IL, Bad Credit Loans in Orland Park, IL, Short-term Loans in Oswego, IL, Quick Loan in Palatine, IL and Guaranteed Loans in Park Ridge, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bismarck, IL.

Payday Loans Available in Bismarck, IL By The Following ZIP Codes:

61814

Are Payday Loans Legal In Bismarck, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Bismarck, IL payday loan calculator

Payday Loans in Bismarck, Illinois

When unexpected expenses hit, and you need money fast, payday loans can be a good option. Payday loans in Bismarck, Illinois, are legal and regulated by the state, making them a safe and reliable way to borrow money when you need it.

What are Payday Loans?

A payday loan is a type of short-term loan that is typically due on your next payday. These loans are designed for people who need cash quickly and can’t wait for their next paycheck. Payday loans are usually small loans, ranging from $100 to $1,000, and are not meant to be used for long-term financial solutions.

Payday loans are different from traditional loans in a few key ways:

  • Payday loans have shorter repayment terms, typically 14 days to 30 days.
  • Payday loans have higher interest rates than traditional loans.
  • Payday loans are generally easier to qualify for than traditional loans.

How to Qualify for a Payday Loan in Bismarck, Illinois

Qualifying for a payday loan in Bismarck, Illinois, is relatively easy. To be eligible, you need to:

  • Be at least 18 years old
  • Be a resident of Illinois
  • Have a steady income (employment, Social Security, or disability benefits)
  • Have an active checking account

If you meet these requirements, you can fill out an application for a payday loan online or in person at a payday loan store in Bismarck, Illinois.

The Pros and Cons of Payday Loans

Like any type of loan, payday loans have their pros and cons.

Pros:

  • Quick and easy access to cash when you need it.
  • No credit check required.
  • You can use the money for whatever you need.

Cons:

  • High interest rates make payday loans expensive.
  • Short repayment terms can make it difficult to pay the loan back on time.
  • Payday lenders can be predatory and take advantage of borrowers who are in a desperate financial situation.

Interesting Facts and Statistics about Payday Loans in Bismarck, Illinois

  • In Illinois, the average payday loan amount is $350.
  • Over 75% of payday loans in Illinois are rolled over or renewed.
  • Illinois has some of the strictest payday loan regulations in the country.
  • Payday lending in Illinois has decreased significantly since 2005.

Apply Now for a Payday Loan in Bismarck, Illinois

If you need a payday loan in Bismarck, Illinois, TheGuaranteedLoans can help connect you with potential lenders. We are a connector service, not a direct lender, and our goal is to help people find the loan they need quickly and easily.

To apply for a payday loan, simply fill out our online application form. We’ll match you with potential lenders who can provide you with the cash you need. Applying for a payday loan is easy, and you can have the money you need in as little as one business day.

Conclusion

Payday loans in Bismarck, Illinois, can be a good solution when you need cash quickly. Just be sure to understand the pros and cons of payday loans before you apply. Use them responsibly, and they can be a useful tool to help you manage unexpected expenses.

F.A.Q.

Can I get a payday loan if I have a bankruptcy in Bismarck, Illinois?

Yes, you can still qualify for a payday loan in Bismarck, Illinois even if you have filed for bankruptcy. However, the lender may consider your bankruptcy when determining loan eligibility and terms.

Can I get a payday loan if I have bad credit in Bismarck, Illinois?

Yes, payday loans are designed for individuals with poor or no credit history. However, lenders may still require proof of income and other financial information to determine loan eligibility.