Payday Loans in Clay City, Illinois

Payday Loan Companies in Clay City, IL

Company nameAddressZip codePhone number
Clay City Banking Co 331 S Main St 62824 +1 (618) 676 - 1511
United States Postal Service 332 S Main St 62824 +1 (800) 275 - 8777

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Clay City, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Tinley Park, IL, Payday Loans in Urbana, IL, Quick Loan in Waukegan, IL, Payday Loan Companies in Wheaton, IL, Payday Loans in Wheeling, IL, Payday Loans in Woodridge, IL, Payday Loans in Addison, IL and Same Day Loans in Algonquin, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Clay City, IL.

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Payday Loans Available in Clay City, IL By The Following ZIP Codes:

62824

Are Payday Loans Legal In Clay City, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Clay City, IL payday loan calculator

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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