Payday Loans in Colchester, Illinois

Payday Loan Companies in Colchester, IL

Company nameAddressZip codePhone number
Colchester State Bank 113 E Depot St 62326 +1 (309) 776 - 3245
United Community Bank 109 E Depot St 62326 +1 (309) 776 - 3225

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Colchester, IL, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Algonquin, IL, Payday Loans in Arlington Heights, IL, Payday Loans in Aurora, IL, Payday Loan for Bartlett, IL, Emergency Loan in Belleville, IL, Payday Loan Companies in Berwyn, IL, Quick Loan in Bloomington, IL and Same Day Loans in Bolingbrook, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Colchester, IL.

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Payday Loans Available in Colchester, IL By The Following ZIP Codes:

62326

Are Payday Loans Legal In Colchester, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Colchester, IL payday loan calculator

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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