Payday Loans in Columbia, Illinois

Payday Loan Companies in Columbia, IL

Company nameAddressZip codePhone number
Central Bank 285 Southwoods Dr 62236 +1 (618) 281 - 5101
Commerce Bank 995 Columbia Center 62236 +1 (314) 746 - 3002
Fairway Independent Mortgage Corporation 603 N Main St 62236 +1 (618) 221 - 8626
Scott Credit Union 1000 Eleven South, Suite 2A 62236 +1 (618) 659 - 7143
Simmons Bank 180 Admiral Trost Dr 62236 +1 (618) 281 - 6500

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Columbia, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Plainfield, IL, Payday Loans in Quincy, IL, Bad Credit Loans in Rock Island, IL, Payday Loans in Rockford, IL, Quick Loan in Romeoville, IL, Payday Loans in Saint Charles, IL, Payday Loans in Schaumburg, IL and Quick Loan in Skokie, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Columbia, IL.

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Payday Loans Available in Columbia, IL By The Following ZIP Codes:

62236

Are Payday Loans Legal In Columbia, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Columbia, IL payday loan calculator

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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