Payday Loans in Columbia, Illinois

Payday Loan Companies in Columbia, IL

Company nameAddressZip codePhone number
Central Bank 285 Southwoods Dr 62236 +1 (618) 281 - 5101
Commerce Bank 995 Columbia Center 62236 +1 (314) 746 - 3002
Fairway Independent Mortgage Corporation 603 N Main St 62236 +1 (618) 221 - 8626
Scott Credit Union 1000 Eleven South, Suite 2A 62236 +1 (618) 659 - 7143
Simmons Bank 180 Admiral Trost Dr 62236 +1 (618) 281 - 6500

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Columbia, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Plainfield, IL, Payday Loans in Quincy, IL, Bad Credit Loans in Rock Island, IL, Payday Loans in Rockford, IL, Quick Loan in Romeoville, IL, Payday Loans in Saint Charles, IL, Payday Loans in Schaumburg, IL and Quick Loan in Skokie, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Columbia, IL.

Beautiful sights of Columbia, IL

Payday Loans Available in Columbia, IL By The Following ZIP Codes:

62236

Are Payday Loans Legal In Columbia, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Columbia, IL payday loan calculator

F.A.Q.

Can I renew or extend a payday loan in Columbia, Illinois?

Yes, payday loans in Columbia, Illinois can be renewed or extended, but only under certain circumstances. Borrowers must pay off a portion of the loan and any fees before the loan can be extended or renewed.

What happens if I can't repay a payday loan in Columbia, Illinois?

If a borrower is unable to repay a payday loan in Columbia, Illinois, the lender may attempt to collect the debt through traditional methods, such as phone calls and letters. The lender may also report the default to credit bureaus, which could affect the borrower's credit score.

How Many Cash Advance Companies are in Columbia, IL?

With the help of our service, you will be able to find 5 cash advance companies in Columbia, IL

What Cash Advance Companies in Columbia, IL are the most popular?

You should check Central Bank, Commerce Bank, and Fairway Independent Mortgage Corporation. Also, you can start your application online on our website.