Payday Loans in Dekalb, Illinois

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Payday Loan Companies in Dekalb, IL

Company nameAddressZip codePhone number
Advance America 2438 Sycamore Rd 60115 +1 (815) 756 - 3726
Cash Store 1520 Sycamore Rd 60115 +1 (815) 758 - 5202
Check Into Cash 2350 Sycamore Rd 60115 +1 (815) 748 - 3106
Illinois Title Loans Inc 2733-B Sycamore Road 60115 +1 (815) 756 - 8005

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dekalb, IL, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Des Plaines, IL, Payday Loans in Downers Grove, IL, Payday Loans in Dundee, IL, Payday Loans in Elgin, IL, Short-term Loans in Elk Grove Village, IL, No Credit Check Loans in Elmhurst, IL, Payday Loans in Evanston, IL and Payday Loans in Galesburg, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dekalb, IL.

Beautiful sights of Dekalb, IL

Payday Loans Available in Dekalb, IL By The Following ZIP Codes:

60115

Are Payday Loans Legal In Dekalb, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Dekalb, IL payday loan calculator

What Are Payday Loans in Dekalb, Illinois?

Payday loans are short-term, unsecured loans that are intended to help borrowers cover their expenses until their next payday. A payday loan is often a convenient solution for those who have unexpected bills or expenses but don’t have the cash on hand to cover them. Payday loans are legal in Illinois.

How Do Payday Loans Work?

Payday loans are typically for relatively small amounts ranging from $50 to $1,000, depending on the lender and its regulations. The loan amount is usually based on the borrower’s income and ability to repay the loan. The borrower agrees to repay the loan with their next paycheck, along with any applicable fees and interest. In some cases, a lender may allow the borrower to extend their repayment term or provide an installment loan instead of a payday loan.

Eligibility Requirements for Payday Loans in Dekalb, Illinois

In order to qualify for a payday loan in Dekalb, Illinois, borrowers must meet the following requirements:

  • Must be at least 18 years of age
  • Must be a resident of Illinois
  • Must have a steady source of income
  • Must have a valid checking account

How Much Can I Borrow with a Payday Loan?

The amount that can be borrowed with a payday loan in Dekalb, Illinois will vary depending on the lender and its regulations. Generally, the loan amount is based on the borrower’s income and ability to repay the loan. The maximum amount a borrower can borrow is $1,000.

What Are the Costs and Fees Associated with Payday Loans?

Payday loans typically come with high fees and interest rates. Depending on the lender, the fees and interest associated with payday loans in Dekalb, Illinois can range from $15 to $30 per $100 borrowed. It’s important to understand the fees and interest associated with payday loans before borrowing.

Are Payday Loans Safe?

Payday loans can be a quick and convenient way to get emergency funds, but they can be risky if not used responsibly. It’s important to understand the fees, repayment terms, and interest rates associated with payday loans before borrowing. Borrowers should also make sure that the lender is licensed and that the loan terms are in line with state laws.

Apply Now

If you’re in need of emergency cash, payday loans from TheGuaranteedLoans may be the answer. We can quickly connect you with lenders who offer payday loans in Dekalb, Illinois. Simply fill out the application on our website and we’ll do the rest. TheGuaranteedLoans is not a lender, and does not offer loans directly to consumers.

Frequently Asked Questions

Q: What is a payday loan?

A: A payday loan is a short-term, unsecured loan that is intended to help borrowers cover their expenses until their next payday.

Q: How much can I borrow with a payday loan?

A: The amount that can be borrowed with a payday loan depends on the lender and its regulations. Generally, the loan amount is based on the borrower’s income and ability to repay the loan. The maximum amount a borrower can borrow is $1,000.

Q: Are payday loans safe?

A: Payday loans can be a quick and convenient way to get emergency funds, but they can be risky if not used responsibly. It’s important to understand the fees, repayment terms, and interest rates associated with payday loans before borrowing. Borrowers should also make sure that the lender is licensed and that the loan terms are in line with state laws.

More F.A.Q.

Can a payday lender repossess my property in Dekalb, Illinois?

No, a payday lender cannot repossess your property in Dekalb, Illinois. Payday loans are unsecured, which means they do not require collateral.

Can a payday lender freeze my bank account in Dekalb, Illinois?

Yes, a payday lender can freeze your bank account in Dekalb, Illinois if you fail to repay your loan and the lender obtains a court judgment against you.

How Many Cash Advance Companies are in Dekalb, IL?

With the help of our service, you will be able to find 4 cash advance companies in Dekalb, IL

What Cash Advance Companies in Dekalb, IL are the most popular?

You should check Advance America, Cash Store, and Check Into Cash. Also, you can start your application online on our website.