Payday Loans in Golf, Illinois

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No payday loan companies in Golf, IL. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance Corporation 3095 Woodlawn Rd, Lincoln, IL 62656 +1 (217) 732 - 8282
Mister Money USA 1620 Avenue of the Cities, Moline, IL 61265 +1 (309) 762 - 2469
Advance America 2420 E Washington St, East Peoria, IL 61611 +1 (309) 694 - 1487
Payday Loan in Bourbonnais W North St, Bradley, IL 60915 +1 (877) 780 - 1645
First State Bank of Illinois 2544 N Co Rd 1750, Colusa, IL 62329 +1 (217) 755 - 4333
Cash Store 1701 N Larkin Ave #901, Crest Hill, IL 60403 +1 (815) 744 - 9321
CheckChangers - Calumet City Currency Exchange 592 Burnham Ave, Calumet City, IL 60409 +1 (708) 832 - 7934
Clay City Banking Co 331 S Main St, Clay City, IL 62824 +1 (618) 676 - 1511
Reeves Kent E CPA 101 E Delaware St B, Fairfield, IL 62837 +1 (618) 842 - 4954
EZ Solutions 1500 Skokie Blvd, Northbrook, IL 60062 +1 (877) 924 - 7033

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Golf, IL, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Calumet City, IL, Emergency Loan in Carol Stream, IL, Payday Loans in Carpentersville, IL, Guaranteed Loans in Champaign, IL, Bad Credit Loans in Chicago, IL, Payday Loans in Chicago Heights, IL, Guaranteed Loans in Crystal Lake, IL and Payday Loan for Danville, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Golf, IL.

Beautiful sights of Golf, IL

Payday Loans Available in Golf, IL By The Following ZIP Codes:

60029

Are Payday Loans Legal In Golf, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Golf, IL payday loan calculator

Payday Loans in Golf, Illinois: Everything You Need to Know

If you live in Golf, Illinois, and need quick cash to cover an unexpected expense, a payday loan might be an ideal solution.

Payday loans are short-term loans that are typically due on your next payday. Borrowers can access cash quickly and easily without a credit check, making them a popular choice for individuals with poor credit.

In this article, we will cover everything you need to know about payday loans in Golf, Illinois, including how they work, their pros and cons, and the regulations that govern them.

How Do Payday Loans Work?

Payday loans are usually offered by lenders as small-dollar loans, ranging from $100 to $1,000, that are due on your next payday. Typically, the loan amount is repaid in full, including fees and interest, within two weeks of receipt.

To apply for a payday loan, you will need to present proof of income and identification. You will also need to provide the lender with a post-dated check or authorize a withdrawal from your bank account when the loan is due.

Pros and Cons of Payday Loans

Like any other form of borrowing, payday loans have their advantages and disadvantages. Here are some of the pros and cons of payday loans:

Pros:

  • Fast and easy access to cash.
  • No credit check required.
  • No collateral required.
  • Used for emergencies and unexpected expenses.

Cons:

  • High-interest rates and fees.
  • Short repayment term can lead to a cycle of debt.
  • Potential impact on credit scores.
  • May not be available in all states.

Regulations Governing Payday Loans in Golf, Illinois

Payday loans are legal in Illinois, including Golf, but they are subject to regulations to protect borrowers from predatory lenders. Here are some regulations governing payday loans in Golf, Illinois:

  • The maximum loan amount is $1,000 or 25 percent of the borrower’s gross monthly income, whichever is less.
  • The maximum term for a payday loan is 120 days.
  • The interest rate cannot exceed 15.5 percent of the loan amount.
  • Lenders cannot rollover or refinance loans unless they provide an extended payment plan at no additional cost.
  • Lenders must provide borrowers with a disclosure of the finance charge, APR, and total repayment amount before the loan is issued.

Interesting Facts and Statistics About Payday Loans in Golf, Illinois

  • Illinois has more than 500 payday loan storefronts, making it one of the largest markets for payday loans in the country.
  • In 2019, Illinois lawmakers passed the Predatory Loan Prevention Act, which places caps on interest rates and fees for short-term loans.
  • The average payday loan in Illinois is $375, with an average interest rate of 404 percent.

Apply Now for a Payday Loan on TheGuaranteedLoans!

If you need quick cash and are considering a payday loan, TheGuaranteedLoans can help. We are a connector service that works with a network of trusted lenders to help you find the right loan for your needs.

To apply for a payday loan, simply fill out our online application, and we will connect you with a lender that can offer you the best terms and rates. Please note that we are not a direct lender, and we do not make lending decisions.

Important:

Please remember to borrow responsibly and only borrow what you can afford to repay. Payday loans can be a helpful solution for short-term financial needs, but if you find yourself in a cycle of debt, it may be time to consider other options.

F.A.Q.

Can I get a payday loan if I have a bankruptcy in Golf, Illinois?

Yes, you can still qualify for a payday loan in Golf, Illinois even if you have filed for bankruptcy. However, the lender may consider your bankruptcy when determining loan eligibility and terms.

Can I get a payday loan if I have bad credit in Golf, Illinois?

Yes, payday loans are designed for individuals with poor or no credit history. However, lenders may still require proof of income and other financial information to determine loan eligibility.