Payday Loans in Hines, Illinois

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Hines, IL. Consider companies in other cities:

Company nameAddressZip codePhone number
Payday Loans Wheaton 88 Fapp Cir, Wheaton, IL 60187
Banterra Bank 124 W Main St, Du Quoin, IL 62832 +1 (618) 542 - 2142
Stockton Service Center 325 E North Ave, Stockton, IL 61085 +1 (815) 947 - 3477
Catlin Bank 202 S Sandusky St, Catlin, IL 61817 +1 (217) 427 - 2176
Top Payday Loans Wheaton 25W460 Flint Creek Rd, Wheaton, IL 60189
Central State Bank 701 W Quincy St, Pleasant Hill, IL 62366 +1 (217) 734 - 2356
MidAmerica National Bank 100 W Elm St, Canton, IL 61520 +1 (309) 647 - 5000
TitleMax Title Loans 1308 N Prospect Ave, Champaign, IL 61820 +1 (217) 402 - 9862
Advance America 901 W Morton Ave #21, Jacksonville, IL 62650 +1 (217) 243 - 9711
La Salle State Bank 901 Wenzel Rd, Peru, IL 61354 +1 (815) 223 - 8802

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hines, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Carol Stream, IL, No Credit Check Loans in Carpentersville, IL, Payday Loans in Champaign, IL, Payday Loans in Chicago, IL, Payday Loans in Chicago Heights, IL, Payday Loans in Crystal Lake, IL, Payday Loans in Danville, IL and Payday Loan Companies in Decatur, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hines, IL.

Beautiful sights of Hines, IL

Are Payday Loans Legal In Hines, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Hines, IL payday loan calculator

Payday Loans: Understanding Your Options in Hines, Illinois

Managing your finances can be challenging, especially during unexpected emergencies. If you are in need of fast cash, payday loans in Hines, Illinois may be an option for you. In this article, we will discuss what payday loans are, how they work in Illinois, and what to consider before applying for one.

What are Payday Loans?

A payday loan is a short-term loan that usually lasts up to two weeks. It is designed to help people with unexpected expenses that cannot wait until their next paycheck. Payday loans are not meant to be a long-term financial solution and come with a relatively high-interest rate.

Are They Legal in Illinois?

Yes, payday loans are legal in Illinois. The state regulates payday lenders to protect consumers from predatory lending practices. The Illinois Payday Loan Reform Act (PLRA) places restrictions on the amount a person can borrow, the fees they can be charged, and the length of the loan term.

Things to Consider

Before applying for a payday loan in Hines, Illinois, consider the following:

  • Cost: Payday loans have significantly higher interest rates than other forms of credit. Consider how much it will cost you in fees and interest before applying for a loan.
  • Repayment Terms: When borrowing a payday loan, you will be required to pay back the loan in full, plus fees and interest, usually by your next payday. Be sure you can afford to repay the loan on time to avoid additional fees and interest.
  • Alternatives: Explore other options before taking out a payday loan. Consider borrowing from family or friends, seeking assistance from local charities, or requesting an advance from your employer.

How to Apply

To apply for a payday loan in Hines, Illinois, you must meet the following requirements:

  • Be at least 18 years old
  • Have a regular source of income
  • Have an active checking account
  • Provide proof of identification and residency

Once you have met these requirements, you can apply for a loan online by filling out an application on TheGuaranteedLoans website. Keep in mind that TheGuaranteedLoans is a connector service and not a direct lender. We will facilitate your connection with potential lenders, who will review your application and determine if you are eligible for a loan.

Interesting Facts and Statistics

According to a report by the Illinois Department of Financial and Professional Regulation, payday loans are a popular form of credit in Illinois. In 2019, there were over 687,000 payday loans issued in the state, totaling over $267.3 million in loan volume. The average loan amount was $387, and the average APR was 297%.

Conclusion

Payday loans in Hines, Illinois, can be an option for those in need of fast cash. However, they come with high-interest rates and fees and are not meant to be a long-term financial solution. Before applying for a payday loan, explore other options and consider the cost and repayment terms. TheGuaranteedLoans can help you connect with potential lenders who can review your application and determine if you are eligible for a loan.

Apply Now

If you are in need of a payday loan in Hines, Illinois, fill out an application on TheGuaranteedLoans website today. Our online application process is quick and easy, and we will help connect you with potential lenders who can review your application and determine if you are eligible for a loan.

Note that TheGuaranteedLoans is a connector service, not a direct lender. We do not make lending decisions or determine interest rates and fees. Our goal is to facilitate your connection with potential lenders to help you get the fast cash you need.

F.A.Q.

Can I get a payday loan from a bank in Hines, Illinois?

No, payday loans are not offered by traditional banks in Hines, Illinois. These loans are only available from licensed payday lenders, which are typically small, independent businesses.

Can I get a payday loan from a credit union in Hines, Illinois?

Yes, some credit unions in Hines, Illinois may offer small personal loans that are similar to payday loans. However, these loans may have lower interest rates and more favorable terms than payday loans. It is important to compare the terms and conditions of credit union loans with those of payday loans to determine the best option for your financial situation.