Payday Loans in Johnston City, Illinois

Payday Loan Companies in Johnston City, IL

Company nameAddressZip codePhone number
Banterra Bank 908 Grand Ave 62951 +1 (618) 983 - 6925

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Johnston City, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Schaumburg, IL, Payday Loans in Skokie, IL, Online Loans in Springfield, IL, Payday Loan Without a Credit Check in Streamwood, IL, Quick Loan in Tinley Park, IL, Emergency Loan in Urbana, IL, Payday Loans in Waukegan, IL and Payday Loans in Wheaton, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Johnston City, IL.

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Payday Loans Available in Johnston City, IL By The Following ZIP Codes:

62951

Are Payday Loans Legal In Johnston City, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Johnston City, IL payday loan calculator

F.A.Q.

Can payday lenders in Johnston City, Illinois require borrowers to provide collateral in order to take out a loan?

No, in Johnston City, Illinois, payday lenders cannot require borrowers to provide collateral in order to take out a loan. Borrowers who are asked to provide collateral should be wary of the lender and consider alternative options.

What is a payday loan in Johnston City, Illinois?

A payday loan is a short-term, high-interest loan that is intended to be repaid on the borrower's next payday. These loans are typically offered by non-bank lenders, such as storefront lenders or online lenders, and are often used by people who need quick access to cash to cover unexpected expenses or to bridge a temporary gap in their finances.

How Many Cash Advance Companies are in Johnston City, IL?

With the help of our service, you will be able to find 1 cash advance companies in Johnston City, IL

What Cash Advance Companies in Johnston City, IL are the most popular?

You should check Banterra Bank. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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