Payday Loans in Joy, Illinois

Payday Loan Companies in Joy, IL

Company nameAddressZip codePhone number
Joy State Bank 101 W Main St 61260 +1 (309) 584 - 4146

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Joy, IL, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Berwyn, IL, Payday Loans in Bloomington, IL, 24-Hour Loan in Bolingbrook, IL, Payday Loans in Buffalo Grove, IL, Payday Loans in Calumet City, IL, Guaranteed Loans in Carol Stream, IL, Payday Loan for Carpentersville, IL and Guaranteed Loans in Champaign, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Joy, IL.

Beautiful sights of Joy, IL

Payday Loans Available in Joy, IL By The Following ZIP Codes:

61260

Are Payday Loans Legal In Joy, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Joy, IL payday loan calculator

F.A.Q.

Are there any alternatives to payday loans in Joy, Illinois?

Yes, there are several alternatives to payday loans in Joy, Illinois, including traditional bank loans, credit union loans, and community development financial institutions (CDFIs). These alternatives may offer more favorable terms, such as lower interest rates and longer repayment periods, than payday loans.

Can I get a payday loan if I have bad credit in Joy, Illinois?

Yes, you can typically get a payday loan even if you have bad credit in Joy, Illinois. Payday lenders do not typically check the borrower's credit history, so a poor credit score will not necessarily prevent you from getting a loan. However, it's important to carefully consider whether a payday loan is the right option for you, as the high fees and interest rates can make it difficult to repay the loan if you are already struggling with credit issues.

How Many Cash Advance Companies are in Joy, IL?

With the help of our service, you will be able to find 1 cash advance companies in Joy, IL

What Cash Advance Companies in Joy, IL are the most popular?

You should check Joy State Bank. Also, you can start your application online on our website.