Payday Loans in Neoga, Illinois

Payday Loan Companies in Neoga, IL

Company nameAddressZip codePhone number
First Mid Bank & Trust Neoga 103 E 6th St 62447 +1 (217) 844 - 3000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Neoga, IL, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Glenview, IL, Same Day Loans in Gurnee, IL, Payday Loans in Hanover Park, IL, Payday Loans in Hoffman Estates, IL, Payday Loans in Joliet, IL, Same Day Loans in Lombard, IL, Same Day Loans in Moline, IL and Payday Loans in Mount Prospect, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Neoga, IL.

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Payday Loans Available in Neoga, IL By The Following ZIP Codes:

62447

Are Payday Loans Legal In Neoga, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Neoga, IL payday loan calculator

F.A.Q.

How do I repay a payday loan in Neoga, Illinois?

Payday loans in Neoga, Illinois are typically repaid in full on the borrower's next payday, either through a post-dated check or electronic withdrawal from the borrower's bank account.

Are payday loans in Neoga, Illinois regulated by the state?

Yes, payday lending is regulated by the Illinois Department of Financial and Professional Regulation. Lenders must follow strict rules and regulations in order to operate in the state.

How Many Cash Advance Companies are in Neoga, IL?

With the help of our service, you will be able to find 1 cash advance companies in Neoga, IL

What Cash Advance Companies in Neoga, IL are the most popular?

You should check First Mid Bank & Trust Neoga. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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