Payday Loans in Niota, Illinois

No payday loan companies in Niota, IL. Consider companies in other cities:

Company nameAddressZip codePhone number
Land of Lincoln Credit Union 925 New York Dr Suite 4, Vandalia, IL 62471 +1 (618) 283 - 2088
PLS Loan Store 1006B E 162nd St, South Holland, IL 60473 +1 (708) 331 - 7095
McGinnis Insurance 2634 Broadway St 300, Quincy, IL 62301 +1 (217) 221 - 8510
Security Finance 380 W Eldorado St, Decatur, IL 62522 +1 (217) 422 - 7500
Check Into Cash 2157 W Jefferson St, Joliet, IL 60435 +1 (815) 730 - 9731
White & Associates 1122 Vandalia Rd, Hillsboro, IL 62049 +1 (217) 532 - 2653
LendNation 1 N Gilbert St, Danville, IL 61832 +1 (217) 709 - 1110
AmeriCash Loans 205 Army Trail Rd, Glendale Heights, IL 60139 +1 (630) 893 - 4149
American Cash N Go 1254 W Galena Ave, Freeport, IL 61032 +1 (815) 235 - 4250
Currency Exchange 1715 N Division St, Morris, IL 60450 +1 (815) 941 - 2045

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Niota, IL, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Calumet City, IL, Online Loans in Carol Stream, IL, Payday Loans in Carpentersville, IL, Payday Loans in Champaign, IL, No Credit Check Loans in Chicago, IL, Payday Loans in Chicago Heights, IL, Payday Loans in Crystal Lake, IL and 24-Hour Loan in Danville, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Niota, IL.

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Are Payday Loans Legal In Niota, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Niota, IL payday loan calculator

F.A.Q.

Can I get a payday loan if I have a bankruptcy in Niota, Illinois?

Yes, you can still qualify for a payday loan in Niota, Illinois even if you have filed for bankruptcy. However, the lender may consider your bankruptcy when determining loan eligibility and terms.

Can I get a payday loan if I have bad credit in Niota, Illinois?

Yes, payday loans are designed for individuals with poor or no credit history. However, lenders may still require proof of income and other financial information to determine loan eligibility.

Look for Short-Term Loans in Other Cities:

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Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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