Payday Loans in Pana, Illinois

Payday Loan Companies in Pana, IL

Company nameAddressZip codePhone number
First National Bank Of Pana 306 S Locust St 62557 +1 (217) 562 - 3961
Land of Lincoln Credit Union 206 S Locust St 62557 +1 (844) 222 - 7788
Peoples Bank & Trust 200 S Locust St 62557 +1 (217) 562 - 2137

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pana, IL, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Mundelein, IL, Payday Loans in Naperville, IL, Payday Loans in North Chicago, IL, No Credit Check Loans in Northbrook, IL, Payday Loan Companies in Oak Lawn, IL, Payday Loans in Oak Park, IL, 24-Hour Loan in Orland Park, IL and Payday Loans in Oswego, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pana, IL.

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Payday Loans Available in Pana, IL By The Following ZIP Codes:

62557

Are Payday Loans Legal In Pana, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Pana, IL payday loan calculator

F.A.Q.

Are there any restrictions on the number of payday loans that can be taken out in Pana, Illinois?

Yes, Illinois law limits the number of payday loans that can be taken out at one time to two.

Are there any fees or interest rates associated with payday loans in Pana, Illinois?

Yes, payday loans in Pana, Illinois come with fees and interest rates. The maximum annual percentage rate (APR) for payday loans in Pana, Illinois is 99%, and the maximum finance charge is 15% of the loan amount.

How Many Cash Advance Companies are in Pana, IL?

With the help of our service, you will be able to find 3 cash advance companies in Pana, IL

What Cash Advance Companies in Pana, IL are the most popular?

You should check First National Bank Of Pana, Land of Lincoln Credit Union, and Peoples Bank & Trust. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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