Payday Loans in Polo, Illinois

Payday Loan Companies in Polo, IL

Company nameAddressZip codePhone number
Blackhawk Area Credit Union 201 E Dixon St 61064 +1 (815) 946 - 3660
First State Bank 211 S Division Ave 61064 +1 (815) 946 - 2777
Northwestern Mutual 108 E Mason St 61064 +1 (779) 226 - 1909

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Polo, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Elmhurst, IL, Payday Loan Companies in Evanston, IL, Bad Credit Loans in Galesburg, IL, Payday Loan Without a Credit Check in Glendale Heights, IL, Payday Loans in Glenview, IL, Payday Loan Without a Credit Check in Gurnee, IL, Payday Loans in Hanover Park, IL and Payday Loans in Hoffman Estates, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Polo, IL.

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Payday Loans Available in Polo, IL By The Following ZIP Codes:

61064

Are Payday Loans Legal In Polo, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Polo, IL payday loan calculator

F.A.Q.

Are there any protections in place for consumers who take out payday loans in Polo, Illinois?

Yes, Illinois law provides several protections for consumers who take out payday loans. For example, lenders are required to provide clear and concise information about the terms of the loan, and cannot use deceptive or unfair practices. Borrowers also have the right to cancel a payday loan within 24 hours of signing the loan agreement.

Can I be arrested or have my wages garnished if I default on a payday loan in Polo, Illinois?

No, Illinois law prohibits lenders from using criminal actions, such as arrest or wage garnishment, to collect on payday loans. If a borrower defaults on a payday loan, the lender can only take legal action to recover the outstanding amount.

How Many Cash Advance Companies are in Polo, IL?

With the help of our service, you will be able to find 3 cash advance companies in Polo, IL

What Cash Advance Companies in Polo, IL are the most popular?

You should check Blackhawk Area Credit Union, First State Bank, and Northwestern Mutual. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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