Payday Loans in Sparta, Illinois

Payday Loan Companies in Sparta, IL

Company nameAddressZip codePhone number
America's Financial Choice 1701 N Market St e 62286 +1 (618) 443 - 4334
America's Financial Choice, Inc. 1701 N Market St e 62286 +1 (618) 443 - 4334
Regions Bank 114 W Broadway St 62286 +1 (618) 708 - 4630
Security Finance 1701 N Market St Suite 5 62286 +1 (618) 443 - 6836
World Finance 1353A Sparta Centre Dr 62286 +1 (618) 443 - 4873

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sparta, IL, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Lombard, IL, Guaranteed Loans in Moline, IL, No Credit Check Loans in Mount Prospect, IL, Payday Loan Companies in Mundelein, IL, Payday Loans in Naperville, IL, No Credit Check Loans in North Chicago, IL, Payday Loans in Northbrook, IL and Payday Loans in Oak Lawn, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sparta, IL.

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Payday Loans Available in Sparta, IL By The Following ZIP Codes:

62286

Are Payday Loans Legal In Sparta, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Sparta, IL payday loan calculator

F.A.Q.

Are there any alternatives to payday loans in Sparta, Illinois?

Yes, there are several alternatives to payday loans in Sparta, Illinois, such as credit union loans, community development financial institution loans, or borrowing from friends or family. Borrowers are encouraged to explore these options before taking out a payday loan.

Can I be charged with criminal activity if I default on a payday loan in Sparta, Illinois?

No, in Sparta, Illinois, it is illegal for lenders to use criminal charges as a means of collecting on unpaid payday loans. Borrowers who are facing criminal charges related to their payday loan should contact the Illinois Attorney General's office for assistance.

How Many Cash Advance Companies are in Sparta, IL?

With the help of our service, you will be able to find 5 cash advance companies in Sparta, IL

What Cash Advance Companies in Sparta, IL are the most popular?

You should check America's Financial Choice, America's Financial Choice, Inc., and Regions Bank. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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