Payday Loans in Wood River, Illinois

Payday Loan Companies in Wood River, IL

Company nameAddressZip codePhone number
1st MidAmerica Credit Union 1795 E Edwardsville Rd 62095 +1 (618) 258 - 3168
Cash Store 629 Wesley Dr 62095 +1 (618) 258 - 0282
First Mid Bank & Trust Wood River 1046 E Madison Ave 62095 +1 (618) 254 - 8445
Scott Credit Union 570 Wesley Dr 62095 +1 (618) 659 - 7156
TitleMax Title Loans 1102 E Edwardsville Rd 62095 +1 (618) 254 - 1800
Woodforest National Bank 610 Wesley Dr 62095 +1 (618) 258 - 7316

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Wood River, IL, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Skokie, IL, Payday Loans in Springfield, IL, Payday Loans in Streamwood, IL, 24-Hour Loan in Tinley Park, IL, Payday Loans in Urbana, IL, No Credit Check Loans in Waukegan, IL, Payday Loans in Wheaton, IL and Guaranteed Loans in Wheeling, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wood River, IL.

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Payday Loans Available in Wood River, IL By The Following ZIP Codes:

62095

Are Payday Loans Legal In Wood River, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Wood River, IL payday loan calculator

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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