Payday Loans in Heltonville, Indiana

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No payday loan companies in Heltonville, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Regions Bank 1910 W Broadway St, Princeton, IN 47670 +1 (812) 386 - 7777
First Financial Bank 358 W Main St, Rossville, IN 46065 +1 (765) 379 - 4100
Crossroads Financial FCU 905 N Meridian St, Portland, IN 47371 +1 (260) 729 - 5100
Centier Bank 537 N Oak Dr, Plymouth, IN 46563 +1 (574) 936 - 1970
First Merchants Bank 60 S Main St, Frankfort, IN 46041 +1 (765) 654 - 8533
Check Into Cash 3502 W 86th St, Indianapolis, IN 46268 +1 (317) 876 - 0210
Huntington Bank 102 N Lebanon St, Lebanon, IN 46052 +1 (765) 482 - 4400
Lighthouse Mortgage Services 651 X St, Bedford, IN 47421 +1 (812) 277 - 1032
First Merchants Bank 134 S Washington St, Crawfordsville, IN 47933 +1 (765) 362 - 0200
Personal Finance Company 424 N State St, North Vernon, IN 47265 +1 (812) 346 - 5786

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Heltonville, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Plainfield, IN, Payday Loans in Portage, IN, Quick Loan in Richmond, IN, Emergency Loan in South Bend, IN, Payday Loans in Terre Haute, IN, Payday Loans in Valparaiso, IN, Payday Loan Companies in West Lafayette, IN and Bad Credit Loans in Westfield, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Heltonville, IN.

Are Payday Loans Legal In Heltonville, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Heltonville, IN payday loan calculator

What you need to know about Payday Loans in Heltonville, Indiana

Life is unpredictable, and sometimes our expenses exceed our income. This can be especially challenging for those who live paycheck to paycheck. When unexpected expenses arise, like a car repair or medical emergency, it can be hard to find the money to cover these costs. This is where payday loans come in.

Payday loans are a quick and easy way to get cash in an emergency. If you live in Heltonville, Indiana, this article will provide you with everything you need to know about payday loans and how to access them.

What is a Payday Loan?

A payday loan is a short-term loan that typically must be paid back within 14 days. The loan is secured against your upcoming paycheck, and the amount of the loan is typically between $100 and $1000.

Payday loans are meant to be a temporary solution to financial difficulties and should not be used as a long-term financial solution. They are intended to provide quick cash when you need it the most.

Are Payday Loans Legal in Indiana?

Yes, payday loans are legal in Indiana. In fact, the state has specific laws that govern payday loans to ensure that lenders do not take advantage of consumers. Here are some key points to keep in mind:

  • The maximum amount you can borrow is $550
  • The term of the loan cannot exceed 14 days
  • The APR is limited to 391%
  • You can only have one outstanding loan at a time
  • Lenders must provide a written agreement that outlines the terms of the loan

How to Get a Payday Loan in Heltonville, Indiana

If you need a payday loan in Heltonville, Indiana, the process is simple. First, you must be at least 18 years old and provide proof of income. You will also need a valid ID, an active checking account, and a working phone number.

Once you have gathered all the necessary documents, you can fill out an online application at TheGuaranteedLoans website. TheGuaranteedLoans is a connector service that will facilitate your connection with potential lenders.

After submitting your application, you will typically receive a response within a few minutes. If you are approved, you can receive the funds in your checking account as soon as the next business day.

The Pros and Cons of Payday Loans

Like any financial product, payday loans have both advantages and disadvantages. Here are some things to keep in mind:

Advantages:

  • Quick and easy to access
  • No collateral required
  • Bad credit is not necessarily a barrier to approval
  • Can be a solution in an emergency

Disadvantages:

  • High interest rates and fees
  • Can lead to a cycle of debt if not used responsibly
  • Can impact your credit score
  • Can result in legal action if you are unable to repay the loan

Interesting Facts and Statistics about Payday Loans in Heltonville, Indiana

  • In 2020, there were over 200,000 payday loans issued in Indiana
  • The average loan amount was $375
  • The average APR for payday loans in Indiana is 382%
  • Indiana law limits the amount of fees that can be charged for payday loans
  • The number of payday lenders in Indiana has decreased in recent years

Apply Now!

If you are in need of quick cash in Heltonville, Indiana, TheGuaranteedLoans can help. We connect borrowers with potential lenders who can provide payday loans quickly and easily.

Fill out our online application today, and you could have the funds you need as soon as the next business day. Remember, payday loans should be used responsibly and only in emergencies.

Disclaimer: TheGuaranteedLoans is a connector service and not a direct lender. We do not make credit decisions or provide loan approvals. Our service is free to use, and we do not charge any fees to borrowers. We are committed to protecting your privacy and keeping your information secure.

F.A.Q.

Can I apply for a payday loan online in Heltonville, Indiana?

Yes, you can apply for a payday loan online in Heltonville, Indiana. However, it is important to research the lender and make sure they are licensed to operate in the state.

Are there any protections for borrowers in Heltonville, Indiana when it comes to payday loans?

Yes, Indiana state law has several protections in place for payday loan borrowers, including limits on fees and interest rates, and a prohibition on renewing or rolling over loans. Borrowers also have the right to dispute any errors on their loan agreements and seek legal recourse if they feel they have been treated unfairly by a lender.