Payday Loans in Badger, Iowa

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Badger, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Du Trac Community Credit Union 337 S Main St, Monticello, IA 52310 +1 (563) 652 - 4400
Security State Bank 207 Isabella St, Radcliffe, IA 50230 +1 (515) 899 - 2121
Fidelity Bank & Trust 204 Wildcat Way, Janesville, IA 50647 +1 (319) 987 - 2521
Peoples Bank 1901 Morningside Ave, Sioux City, IA 51106 +1 (712) 276 - 5333
Farmers State Bank 117 N Main Ave, Alburnett, IA 52202 +1 (319) 377 - 4891
Iowa State Bank 1101 Main St, Hull, IA 51239 +1 (712) 439 - 1025
Walmart Money Center 2715 S 25th St, Clinton, IA 52732 +1 (563) 243 - 0001
Northwest Bank ATM - Iowa Central Community College 1 Triton Cir, Fort Dodge, IA 50501 +1 (800) 678 - 4105
Farm Credit Services of America 1301 W Main St, Manchester, IA 52057 +1 (563) 927 - 3159
Great Western Bank 13150 Hickman Rd, Clive, IA 50325 +1 (515) 440 - 6300

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Badger, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Sioux City, IA, Emergency Loan in Urbandale, IA, Same Day Loans in Waterloo, IA, Guaranteed Loans in West Des Moines, IA, Short-term Loans in Ames, IA, Payday Loans in Ankeny, IA, Payday Loans in Bettendorf, IA and Payday Loan for Cedar Falls, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Badger, IA.

Payday Loans Available in Badger, IA By The Following ZIP Codes:

50516

Are Payday Loans Legal In Badger, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Badger, IA payday loan calculator

Payday Loans in Badger, Iowa: What You Need to Know

Payday loans are short-term loans designed to help people cover expenses between paychecks. They are small-dollar loans that typically have to be repaid within two weeks or on your next payday. Payday loans can be a helpful solution if you need extra cash to pay for unexpected bills, emergencies, or other urgent expenses.

Are Payday Loans Legal in Iowa?

Yes, payday loans are legal in Iowa. The state of Iowa regulates the payday loan industry to protect consumers from high interest rates and predatory lending practices. Iowa law caps the interest rate lenders can charge on payday loans at 15%. This means that if you borrow $100, you will only pay back $115.

How to Apply for a Payday Loan in Badger, Iowa

If you are over 18 years old, have a valid ID, check account, and proof of income, you can apply for a payday loan in Badger, Iowa. The application process typically takes only a few minutes, and you can receive your funds in as little as one business day.

At TheGuaranteedLoans, we offer a free online application that connects you with potential lenders in Badger, Iowa. We are not a direct lender, but we can help you find a trusted source for your payday loan needs.

Note: It’s important to remember that payday loans should be used as a short-term solution and not as a long-term financial plan. If you are having trouble making ends meet, consider seeking advice from a financial advisor or credit counselor.

Benefits of Payday Loans in Badger, Iowa

  • Quick and convenient application process
  • Bad credit is not always an obstacle
  • Receive money in as little as one business day
  • Regulated interest rates protect consumers

Despite their benefits, payday loans can come with high interest rates and fees that can make them difficult to repay. It’s important to carefully consider your financial situation before taking out a payday loan.

Interesting Facts About Payday Loans in Badger, Iowa

  • According to the National Conference of State Legislatures, Iowa has some of the strongest protections for payday loan borrowers in the country.
  • The average interest rate for payday loans in Iowa is 289%. This is lower than the national average of 391%.
  • According to the Iowa Division of Banking, the average payday loan borrower in Iowa takes out 12 loans per year.

Apply Now for a Payday Loan in Badger, Iowa

If you need a payday loan in Badger, Iowa, apply now with TheGuaranteedLoans. Our online application is easy to use, and we can connect you with potential lenders in your area. Remember, payday loans should be used responsibly and only as a short-term financial solution.

Note: TheGuaranteedLoans is a connector service, not a direct lender. We work with a network of trusted lenders to help you find the best loan options for your needs.

F.A.Q.

Can I rollover or extend a payday loan in Badger, Iowa?

Rolling over or extending a payday loan in Badger, Iowa is not allowed. If you are unable to repay your loan on the agreed-upon date, you may be able to work out a payment plan with your lender.

Are there any restrictions on the use of payday loan funds in Badger, Iowa?

Yes, in Badger, Iowa, payday loan funds must be used for personal, family, or household purposes only. They cannot be used for business or investment purposes.