Payday Loans in Blue Grass, Iowa

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No payday loan companies in Blue Grass, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
BTC Bank 2090 E Main St, Lamoni, IA 50140 +1 (641) 784 - 7300
RACOM Community Credit Union 1161 16th Ave SE, Dyersville, IA 52040 +1 (563) 875 - 7604
Banta Abstract Co 108 E Washington St, Osceola, IA 50213 +1 (641) 342 - 2029
CBI Bank & Trust, Washington Banking Center 1060 W Monroe St, Washington, IA 52353 +1 (319) 653 - 2265
Heritage Bank 402 Franklin St, Delhi, IA 52223 +1 (563) 922 - 2174
Stifel 304 E 5th St, Storm Lake, IA 50588 +1 (712) 732 - 2663
American Abstract and Title Guaranty - Fort Madison 814 Ave F, Fort Madison, IA 52627 +1 (319) 372 - 8110
United Bank of Iowa 600 Head St, Churdan, IA 50050 +1 (515) 389 - 3222
Advance America 1801 E Kimberly Rd Ste. 3, Davenport, IA 52807 +1 (563) 359 - 5525
Bank Iowa - Clarinda Drive-up 101 W Washington St, Clarinda, IA 51632 +1 (712) 542 - 2121

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Blue Grass, IA, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Des Moines, IA, 24-Hour Loan in Dubuque, IA, Online Loans in Iowa City, IA, Payday Loans in Marion, IA, Payday Loans in Sioux City, IA, Payday Loans in Urbandale, IA, Payday Loan Companies in Waterloo, IA and Short-term Loans in West Des Moines, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Blue Grass, IA.

Beautiful sights of Blue Grass, IA

Payday Loans Available in Blue Grass, IA By The Following ZIP Codes:

52726, 52706

Are Payday Loans Legal In Blue Grass, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Blue Grass, IA payday loan calculator

What You Need to Know About Payday Loans in Blue Grass, Iowa

If you find yourself in a tight financial situation, a payday loan can provide temporary relief. Payday loans are short-term loans that are typically due on your next payday. These loans are designed to help you bridge the gap until your next paycheck arrives.

How Payday Loans Work in Blue Grass, Iowa

Payday loans are legal in Iowa, including the city of Blue Grass. In Iowa, lenders are allowed to lend up to $500 for a maximum of 31 days. The interest rate on payday loans in Iowa is capped at 15% for the first $100 loaned, 10% for the amount between $101 and $200, and 5% for the remaining amount up to $500.

When you apply for a payday loan, you will need to provide proof of income and a valid ID. You will also need to provide a post-dated check or authorize the lender to withdraw the loan amount plus fees directly from your bank account on the due date.

While payday loans can provide temporary financial relief, they can also come with high fees and interest rates. It is important to carefully consider the terms and conditions of the loan and to ensure that you have the means to repay it on time to avoid additional fees and interest.

The Benefits of Payday Loans in Blue Grass, Iowa

Payday loans can be a quick and convenient way to get the cash you need when you need it. Unlike traditional loans, which can take days or weeks to process, payday loans are often approved and funded within 24 hours. This can be especially helpful in emergency situations where time is of the essence.

Additionally, payday loans do not require collateral or a good credit score, making them accessible to a wide range of borrowers. This can be helpful for those who may not qualify for traditional loans due to bad credit or lack of collateral.

Important Factors to Consider Before Taking Out a Payday Loan in Blue Grass, Iowa

  • Understand the costs: Payday loans often come with high fees and interest rates. Be sure to fully understand the costs of the loan, including any fees and interest rates, before taking it out.
  • Ensure you have the means to repay: Payday loans are typically due on your next payday. Make sure you have the means to repay the loan in full on the due date to avoid additional fees and interest.
  • Know your rights: Lenders in Iowa are required to disclose all fees and charges associated with the loan. Be sure to read all disclosures and understand your rights as a borrower.

Interesting Facts About Payday Loans in Blue Grass, Iowa

  • The average payday loan amount in Iowa is $341
  • In 2019, Iowans took out over 530,000 payday loans
  • The majority of payday loan borrowers in Iowa are white, female, and between the ages of 25 and 44

TheGuaranteedLoans: Your Connection to Payday Loans in Blue Grass, Iowa

At TheGuaranteedLoans, we are here to help connect you with potential lenders who can provide payday loans in Blue Grass, Iowa. We are a connector service and not a direct lender, so we do not make lending decisions or loan funds directly. Instead, we work with a network of trusted lenders to help connect you with a loan that meets your needs.

If you are in need of a payday loan in Blue Grass, Iowa, we encourage you to apply now on our website. Our application process is fast and easy, and we strive to provide a seamless experience with our network of lenders.

In Conclusion

Payday loans can be a helpful financial tool when used responsibly. If you are in need of a payday loan in Blue Grass, Iowa, be sure to fully understand the terms and conditions of the loan and ensure that you have the means to repay it on time. At TheGuaranteedLoans, we are here to help connect you with potential lenders who can provide you with the financial relief you need.

F.A.Q.

Are there any restrictions on the types of fees that a payday loan lender in Blue Grass, Iowa can charge?

Yes, there are restrictions on the types of fees that a payday loan lender in Blue Grass, Iowa can charge. The lender cannot charge fees that are considered excessive or unfair, such as fees for credit insurance or other types of add-on products.

Can a payday loan lender in Blue Grass, Iowa report a borrower's delinquent loan to a credit bureau?

Yes, a payday loan lender in Blue Grass, Iowa can report a borrower's delinquent loan to a credit bureau. This can negatively impact the borrower's credit score and make it more difficult to obtain credit in the future. It is important for borrowers to make timely payments on their payday loans to avoid this outcome.