Payday Loans in Boyden, Iowa

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No payday loan companies in Boyden, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Clinton National Bank 817 9th Ave, Camanche, IA 52730 +1 (563) 259 - 8371
Commercial Financial Corporation 600 Lake Ave N, Storm Lake, IA 50588 +1 (712) 732 - 2190
American National Bank 333 W Broadway, Council Bluffs, IA 51503 +1 (712) 388 - 5000
Security National Bank 313 N 4th St, Mapleton, IA 51034 +1 (712) 882 - 1343
Advance America 620 Lincoln Way Ste. 3, Ames, IA 50010 +1 (515) 233 - 0606
EZPAWN 1165 E Locust St, Davenport, IA 52803 +1 (563) 326 - 3394
Pocahontas Title Company LLC 311 N Main St, Pocahontas, IA 50574 +1 (712) 335 - 4800
Northwest Bank 1802 Okoboji Ave, Milford, IA 51351 +1 (712) 338 - 2411
MoneyGram 1705 S 1st Ave o, Iowa City, IA 52240 +1 (319) 341 - 8300
Iowa State Savings Bank 1010 W Pearl St, Knoxville, IA 50138 +1 (641) 828 - 8399

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Boyden, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Cedar Falls, IA, Payday Loan for Cedar Rapids, IA, Payday Loans in Council Bluffs, IA, Payday Loan for Davenport, IA, Payday Loans in Des Moines, IA, Payday Loans in Dubuque, IA, 24-Hour Loan in Iowa City, IA and Payday Loans in Marion, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Boyden, IA.

Beautiful sights of Boyden, IA

Payday Loans Available in Boyden, IA By The Following ZIP Codes:

51234

Are Payday Loans Legal In Boyden, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Boyden, IA payday loan calculator

Are you in Boyden, Iowa, and in need of some fast cash? If you have ever found yourself in a tight financial situation, you understand the stresses that come with it. Luckily, payday loans are legal in Iowa, which means you have access to a quick source of funds if you need it.

What are Payday Loans?

Payday loans are a type of short-term loan that are usually due on your next payday. They can be a helpful solution when you need cash quickly, and usually don’t require a credit check. Payday lenders typically offer loans ranging from $100-$500 and require that you pay them back in full, plus interest and fees, within 14-31 days.

The Pros and Cons of Payday Loans

Like any type of loan, payday loans have both pros and cons that you should consider before applying. Here are a few to keep in mind:

  • Pros: Payday loans are fast, usually offering same-day or next-day funding to approved applicants. They also don’t require a credit check, which can be an advantage for those with poor credit histories. Additionally, payday loans can help you avoid late payment fees or bounced check fees if you’re in a difficult situation.
  • Cons: Payday loans often come with high interest rates and fees, which can make them an expensive form of borrowing. Additionally, if you are unable to repay the loan on time, additional fees and interest charges will accumulate, increasing your total debt. Finally, taking out too many payday loans can lead to a cycle of debt that can be difficult to break.

Policies Regarding Payday Loans in Boyden, Iowa

In Iowa, payday loans are legal, and there are a few regulations in place to protect consumers. Lenders cannot charge more than $15 per $100 borrowed for loans up to $500. For loans over $500, the maximum annual interest rate is 36%. Additionally, lenders must be licensed by the state and must provide borrowers with a written agreement that outlines all terms and conditions of the loan.

Interesting Facts and Statistics about Payday Loans in Boyden, Iowa

  • In 2020, Iowa payday loan lenders issued 209,461 loans, totaling $100.6 million in borrowed funds.
  • Payday loans are most commonly used for household expenses, such as utilities and groceries.
  • The average payday loan borrower in Iowa takes out around 12 loans per year.

Apply Now with TheGuaranteedLoans

If you’re considering a payday loan in Boyden, Iowa, TheGuaranteedLoans can help you find a lender that fits your needs. We are a connector service, not a direct lender, and we work with a network of trusted lenders to help you get the cash you need. Our online application process is quick and easy, and we can connect you with a lender within minutes.

Remember, payday loans should be used responsibly and only when absolutely necessary. If you are struggling with debt, we encourage you to seek help from a financial advisor or credit counseling agency.

F.A.Q.

How much can I borrow with a payday loan in Boyden, Iowa?

The maximum amount that you can borrow with a payday loan in Boyden, Iowa is $500.

What are the interest rates and fees associated with payday loans in Boyden, Iowa?

Payday loans in Boyden, Iowa have a maximum annual percentage rate (APR) of 36%. There may also be additional fees, such as origination fees and late payment fees.