Payday Loans in Charles City, Iowa

Payday Loan Companies in Charles City, IA

Company nameAddressZip codePhone number
CUSB Bank 1407 S Grand Ave 50616 +1 (641) 228 - 2550
CUSB Bank - Charles City 1407 S Grand Ave 50616 +1 (641) 228 - 2550
Family Community Credit Union 1211 N Grand Ave 50616 +1 (641) 228 - 6612
Feller & Associates 120 N Main St 50616 +1 (641) 228 - 4574
Fidelity Bank & Trust 610 Gilbert St 50616 +1 (641) 228 - 1900
First Citizens Bank 300 N Main St 50616 +1 (641) 228 - 5315
First Security 809 Clark St 50616 +1 (641) 228 - 2343
First Security Investment 809 Clark St 50616 +1 (641) 228 - 2343
Kronlage & Olson, PC 117 N Jackson St 50616 +1 (641) 228 - 5900

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Charles City, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Waterloo, IA, Payday Loans in West Des Moines, IA, 24-Hour Loan in Ames, IA, Bad Credit Loans in Ankeny, IA, Payday Loan Without a Credit Check in Bettendorf, IA, Same Day Loans in Cedar Falls, IA, Payday Loans in Cedar Rapids, IA and Short-term Loans in Council Bluffs, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Charles City, IA.

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Payday Loans Available in Charles City, IA By The Following ZIP Codes:

50616

Are Payday Loans Legal In Charles City, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Charles City, IA payday loan calculator

F.A.Q.

Can a payday loan lender in Charles City, Iowa charge a penalty for early repayment of the loan?

No, a payday loan lender in Charles City, Iowa cannot charge a penalty for early repayment of the loan. In fact, borrowers are encouraged to pay off their loans as soon as possible to avoid high interest charges.

Is there a minimum loan term for payday loans in Charles City, Iowa?

Yes, the minimum loan term for payday loans in Charles City, Iowa is 14 days. However, lenders can offer longer loan terms if they choose to do so.

How Many Cash Advance Companies are in Charles City, IA?

With the help of our service, you will be able to find 9 cash advance companies in Charles City, IA

What Cash Advance Companies in Charles City, IA are the most popular?

You should check CUSB Bank, CUSB Bank - Charles City, and Family Community Credit Union. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

Ames Ankeny Bettendorf Cedar Falls Cedar Rapids Council Bluffs Davenport Des Moines Dubuque Iowa City Marion Ottumwa Sioux City Urbandale Waterloo West Des Moines
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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