Payday Loans in Coin, Iowa

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Coin, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Guthrie County State Bank 413 State St, Guthrie Center, IA 50115 +1 (641) 332 - 2218
Wilon Wealth Management 414 W Main St, Sac City, IA 50583 +1 (712) 662 - 3866
Advance America 1821 22nd St #104, West Des Moines, IA 50266 +1 (515) 440 - 3016
Check n Go 560 Hwy 1 W, Iowa City, IA 52246 +1 (319) 774 - 3967
First Iowa State Bank 19 Benton Ave E, Albia, IA 52531 +1 (641) 932 - 2144
VisionBank 925 SE Gateway Dr, Grimes, IA 50111 +1 (515) 986 - 5746
Great Western Bank 1407 E 7th St, Atlantic, IA 50022 +1 (712) 243 - 6229
Feller & Associates 120 N Main St, Charles City, IA 50616 +1 (641) 228 - 4574
Advance Funding Resources Inc 2918 Hillmer Dr SW, Cedar Rapids, IA 52404 +1 (319) 396 - 9403
State Central Bank 101 S 2nd St, Farmington, IA 52626 +1 (319) 878 - 3320

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Coin, IA, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Bettendorf, IA, Payday Loans in Cedar Falls, IA, Same Day Loans in Cedar Rapids, IA, Payday Loans in Council Bluffs, IA, Payday Loans in Davenport, IA, Payday Loan Without a Credit Check in Des Moines, IA, Payday Loans in Dubuque, IA and Guaranteed Loans in Iowa City, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Coin, IA.

Beautiful sights of Coin, IA

Payday Loans Available in Coin, IA By The Following ZIP Codes:

51636

Are Payday Loans Legal In Coin, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Coin, IA payday loan calculator

Exploring Payday Loans in Coin, Iowa: A Comprehensive Guide

With the rising cost of living, many people in Coin, Iowa, are opting for payday loans to help make ends meet. Payday loans are a form of short-term lending where borrowers can access cash up to a certain amount that they need to pay back on their next payday, with an added interest fee.

How do Payday Loans Work?

Payday loans are easy to access and don’t require a credit check. The process of acquiring a payday loan is straightforward, with borrowers providing their personal details and proof of income to a lender. The lender typically evaluates the application, and if approved, disburses funds to the borrower’s account within a few hours or by the next business day.

Usually, the amount borrowed ranges from $100 to $1,000, and the repayment period is between 14 to 30 days. The repayment amount is typically deducted directly from the borrower’s paycheck.

The Benefits of Payday Loans

  • Easy accessibility: Payday loans are easy to access, with a straightforward application process that doesn’t require a credit check. This makes them an ideal option for people who have poor credit scores.
  • Quick cash: Payday loans offer quick access to cash, usually within 24 hours.
  • Short-term: Payday loans are short-term loans, meaning borrowers can get out of debt faster.

The Downside of Payday Loans

  • High-interest rates: Payday loans typically come with high interest rates, making them expensive for borrowers over the long run. This is because interest rates on payday loans can be as high as 400%.
  • Debt cycle: Payday loans can create a debt cycle where borrowers take out a new payday loan to repay an existing one, trapping them into more debt.
  • Penalties: Late repayments attract penalties and other additional fees, which can add to the total cost of the loan.

Interesting Facts and Statistics About Payday Loans in Coin, Iowa

  • Payday loans are legal in Iowa.
  • Iowa law requires payday loan companies to be licensed and registered with the Iowa Division of Banking.
  • The maximum loan amount of a payday loan in Iowa is $500, with a repayment period of up to 31 days.
  • The average interest rate for payday loans in Iowa is approximately 300%.
  • In 2019, Iowa residents took out approximately 487,000 payday loans, totaling $220 million.

Apply Now

If you’re in Coin, Iowa, and looking for a payday loan, TheGuaranteedLoans can help you find the right lender. We are not a direct lender, but we are committed to facilitating your connection with potential lenders that suit your needs. Our online application process is fast and easy, and you can apply from the comfort of your home. Apply now and explore your options.

Remember to borrow responsibly, understand the terms and conditions of your loan, and make timely repayments to avoid penalties and other additional charges.

F.A.Q.

Can I get a payday loan if I have a bankruptcy in Coin, Iowa?

It may be possible to get a payday loan if you have a bankruptcy in Coin, Iowa, as payday lenders do not typically conduct a traditional credit check. However, you will still need to provide proof of income and a checking account in good standing to qualify for a loan.

Can I get a payday loan if I am a military member in Coin, Iowa?

Yes, you can get a payday loan if you are a military member in Coin, Iowa. However, military members are protected by the Military Lending Act, which limits the fees and interest rates that lenders can charge on loans to military members and their families.