Payday Loans in Fontanelle, Iowa

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Fontanelle, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
BankFirst 3410 Singing Hills Blvd, Sioux City, IA 51106 +1 (402) 371 - 8005
Fidelity Bank & Trust 204 Wildcat Way, Janesville, IA 50647 +1 (319) 987 - 2521
Premier Jewelry & Loan 4121 N Brady St, Davenport, IA 52806 +1 (563) 355 - 0766
Iowa Trust & Savings Bank 2101 10th St, Emmetsburg, IA 50536 +1 (712) 852 - 3451
Great Southern Bank 1907 1st Ave E, Newton, IA 50208 +1 (641) 792 - 6236
EZ Money Check Cashing 2740 Douglas Ave D, Des Moines, IA 50310 +1 (515) 274 - 5200
Check `n Go 1702 W Broadway Suite 5, Council Bluffs, IA 51501 +1 (515) 608 - 8213
First National Bank 793 Main St, Anita, IA 50020 +1 (712) 762 - 3100
Lincoln Savings Bank 932 Parriott St, Aplington, IA 50604 +1 (319) 347 - 2305
Iowa State Bank 105 Albany Ave SE, Orange City, IA 51041 +1 (712) 737 - 4818

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Fontanelle, IA, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Ankeny, IA, Payday Loans in Bettendorf, IA, Payday Loans in Cedar Falls, IA, Payday Loans in Cedar Rapids, IA, Payday Loans in Council Bluffs, IA, Payday Loans in Davenport, IA, Payday Loans in Des Moines, IA and Payday Loans in Dubuque, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fontanelle, IA.

Beautiful sights of Fontanelle, IA

Payday Loans Available in Fontanelle, IA By The Following ZIP Codes:

50846

Are Payday Loans Legal In Fontanelle, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Fontanelle, IA payday loan calculator

Payday Loans in Fontanelle, Iowa: What You Need to Know

When you’re in a bind and need cash fast, a payday loan may seem like an appealing option. However, with so many lenders and different loan terms available, it can be hard to know where to start. This article will provide an overview of payday loans in Fontanelle, Iowa, and what you need to know before taking one out.

What are payday loans?

Payday loans, also known as cash advances, are short-term loans that are typically due on your next payday. They are designed for people who need money quickly and don’t have access to other forms of credit.

The process of getting a payday loan is relatively simple. You fill out an application, provide proof of income, and agree to the terms of the loan. In exchange, the lender gives you the money you need, typically in the form of a check or direct deposit.

Are payday loans legal in Iowa?

Yes, payday loans are legal in Iowa. However, there are some regulations in place that lenders must follow to protect consumers.

For example, the maximum loan amount in Iowa is $500, and lenders can’t charge more than $15 for every $100 borrowed. In addition, lenders are required to give borrowers a repayment plan with no extra charge if the borrower is unable to repay the loan on time.

What are the requirements for getting a payday loan in Fontanelle, Iowa?

Each lender may have different requirements, but there are some general eligibility criteria that most borrowers must meet:

  • Be at least 18 years old
  • Be a U.S. citizen or permanent resident
  • Have a steady source of income
  • Have a valid bank account

Keep in mind that lenders may also check your credit score before approving your loan. However, having bad credit doesn’t necessarily disqualify you from getting a payday loan.

What are the benefits of payday loans?

Payday loans can be a useful tool in certain situations. Some of the benefits of payday loans include:

  • Quick access to cash
  • No collateral needed
  • No credit check required (in some cases)
  • Easy application process

However, it’s important to remember that payday loans come with high interest rates and fees. If you don’t pay the loan back on time, you may end up owing more than you originally borrowed.

What are the risks of payday loans?

While payday loans can be helpful in certain situations, they also come with some risks. Some of the risks of payday loans include:

  • High interest rates and fees
  • Short repayment terms
  • Collections activity if you can’t repay the loan
  • Potentially damaging your credit score if you can’t repay the loan

Before taking out a payday loan, it’s important to weigh the risks against the benefits and consider your other options. It might be worth exploring other forms of credit, such as a personal loan or a credit card.

Interesting Facts and Statistics about Payday Loans in Fontanelle, Iowa

  • The average payday loan amount in Iowa is $307.
  • There are approximately 220 payday loan stores in Iowa.
  • In 2019, Iowa borrowers took out over 950,000 payday loans.
  • The average payday loan APR in Iowa is 273%.

Apply Now

If you’ve decided that a payday loan is the best option for your situation, you can apply online through TheGuaranteedLoans. We are a connector service that works with a network of lenders to help you find the loan that’s right for you.

Our application process is quick and easy, and you’ll typically receive a decision within minutes. Keep in mind that we are not a direct lender, but we will facilitate your connection with potential lenders who may be able to provide the funds you need.

Conclusion

Payday loans can be a useful tool in certain situations, but they also come with risks. Before taking out a payday loan, be sure to consider your other options and weigh the potential benefits and drawbacks. If you do decide that a payday loan is right for you, be sure to work with a reputable lender and borrow only what you can afford to repay.

F.A.Q.

Are there any alternatives to payday loans in Fontanelle, Iowa?

Yes, there are alternatives to payday loans in Fontanelle, Iowa, such as borrowing from friends or family, taking out a personal loan, or working with a credit counseling agency to develop a budget and payment plan.

Is it possible to get a payday loan with no employment in Fontanelle, Iowa?

It may be possible to get a payday loan with no employment in Fontanelle, Iowa if you have another source of income, such as government benefits or alimony payments. However, most lenders will require proof of income to qualify for a loan.