Payday Loans in Grandview, Iowa

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No payday loan companies in Grandview, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
United Bank of Iowa 201 N Center St, Lake City, IA 51449 +1 (712) 464 - 3181
Federation Bank 220 E Washington St, Washington, IA 52353 +1 (319) 653 - 7256
First Central State Bank 1291 Eagle Ridge Rd, Le Claire, IA 52753 +1 (563) 289 - 2265
Central State Bank 345 US-151, Walford, IA 52351 +1 (319) 846 - 2650
IH Mississippi Valley Credit Union 1703 11th St, DeWitt, IA 52742 +1 (563) 659 - 9900
DuTrac Community Credit Union 18072 IA-64, Maquoketa, IA 52060 +1 (563) 652 - 4400
Clear Lake Bank & Trust 322 Main Ave, Clear Lake, IA 50428 +1 (641) 357 - 7121
Farmers State Bank 131 Tower Park Dr 100, Waterloo, IA 50701 +1 (319) 287 - 3961
Community Bank & Trust 2609 2nd Ave, Muscatine, IA 52761 +1 (563) 263 - 1122
Loeschen Tax & Accounting 706 E Central Ave, Estherville, IA 51334 +1 (712) 362 - 2802

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Grandview, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Sioux City, IA, Bad Credit Loans in Urbandale, IA, Payday Loans in Waterloo, IA, Payday Loans in West Des Moines, IA, Payday Loans in Ames, IA, Payday Loans in Ankeny, IA, No Credit Check Loans in Bettendorf, IA and Payday Loans in Cedar Falls, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Grandview, IA.

Beautiful sights of Grandview, IA

Payday Loans Available in Grandview, IA By The Following ZIP Codes:

52752

Are Payday Loans Legal In Grandview, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Grandview, IA payday loan calculator

Payday Loans in Grandview, Iowa: A Guide for Borrowers

In Iowa, payday loans are legal and provide a helpful financial solution for those in need of quick cash. For those living in Grandview, Iowa, payday loans are easily accessible and can provide assistance during unexpected financial difficulties.

What is a Payday Loan?

A payday loan is a short-term loan product designed to provide assistance until a borrower’s next payday. This type of loan is typically repaid in full, including interest and fees, on the borrower’s next scheduled payday.

Payday loans in Grandview, Iowa are available to borrowers who meet certain eligibility requirements. To qualify for a payday loan, a borrower must:

  • Be at least 18 years old
  • Be a U.S. citizen or permanent resident
  • Have an active checking account
  • Have a verifiable source of income

Once a borrower has met these requirements, they can apply for a payday loan from a licensed lender. At TheGuaranteedLoans, we can connect you with potential lenders who may be able to provide you with a payday loan solution that meets your needs.

Applying for a Payday Loan in Grandview, Iowa

At TheGuaranteedLoans, we understand that financial emergencies can occur at any time. That is why we’ve made our application process simple and convenient.

By filling out a short online application on our website, we can help you connect with potential lenders who may be able to provide you with the cash you need. The application process typically takes just a few minutes to complete, and we’ll work quickly to connect you with a lender who may be able to provide you with a loan solution that fits your needs and budget.

The Benefits of Payday Loans

Payday loans are a valuable financial tool for those in need of quick cash. Some of the benefits of payday loans include:

  • Quick access to cash: Payday loans are designed to provide borrowers with quick access to cash to help pay for unexpected expenses, such as a car repair or medical bill.
  • No credit check required: Unlike traditional loans, payday loans do not require a credit check for approval. Borrowers with less-than-perfect credit can still be approved for a payday loan.
  • Convenient repayment terms: Payday loans are typically repaid on the borrower’s next payday, making repayment convenient and easy.

Payday Loan Regulations in Grandview, Iowa

Payday loans in Grandview, Iowa are subject to specific regulations to protect borrowers from unfair lending practices. For example, Iowa law limits the maximum loan amount a borrower can receive in a payday loan to $500. Additionally, lenders are required to disclose the terms and fees associated with the loan, including the annual percentage rate (APR).

It is important to understand the fees and interest rates associated with a payday loan before accepting the loan. At TheGuaranteedLoans, we work with lenders who adhere to state regulations and are transparent in their loan terms and fees.

Interesting Facts and Statistics

  • According to a 2018 report by Iowa Public Radio, Iowa has some of the strictest payday loan regulations in the country, including a limit on the number of loans a borrower can take out in a year.
  • The same report revealed that more than 200,000 Iowans took out a payday loan in 2018.
  • In 2020, the Iowa legislature approved a new law capping annual interest rates on payday loans at 36 percent.
  • According to a 2020 study by the Federal Reserve, about 20 percent of U.S. adults have used a payday loan at some point in their lives.

Apply Now

At TheGuaranteedLoans, we are committed to helping you find the best loan solution for your needs. Fill out our quick and easy online application today to get started. Remember, we are a connection service and do not provide loans directly. Instead, we can connect you with potential lenders who can provide you with a loan solution that fits your needs and budget.

Apply now and take the first step towards getting the cash you need.

F.A.Q.

Can I rollover or extend a payday loan in Grandview, Iowa?

Rolling over or extending a payday loan in Grandview, Iowa is not allowed. If you are unable to repay your loan on the agreed-upon date, you may be able to work out a payment plan with your lender.

Are there any restrictions on the use of payday loan funds in Grandview, Iowa?

Yes, in Grandview, Iowa, payday loan funds must be used for personal, family, or household purposes only. They cannot be used for business or investment purposes.