Payday Loans in Harris, Iowa

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No payday loan companies in Harris, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
U.S. Bank ATM - Cedar Rapids Amana 504 39th Ave, Amana, IA 52203 +1 (800) 872 - 2657
Northstar Bank 2202 E Central Ave, Estherville, IA 51334 +1 (712) 362 - 3322
Fidelity Bank & Trust 1550 1st Ave E, Cascade, IA 52033 +1 (563) 852 - 3245
Principal Financial Group 1006 E 14th St S, Newton, IA 50208 +1 (641) 243 - 3379
First Central State Bank 1291 Eagle Ridge Rd, Le Claire, IA 52753 +1 (563) 289 - 2265
Farmers State Bank 106 E Cedar St, Marcus, IA 51035 +1 (712) 376 - 4154
First Bank 620 1st St, Plainfield, IA 50666 +1 (319) 276 - 4469
U.S. Bank Branch 100 E 9th St, Tipton, IA 52772 +1 (563) 886 - 6181
Grinnell Investor Center 814 4th Ave, Grinnell, IA 50112 +1 (641) 236 - 3175
Vibrant Credit Union 2445 Valley W Ct, Clinton, IA 52732 +1 (800) 323 - 5109

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Harris, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Ames, IA, Same Day Loans in Ankeny, IA, Payday Loans in Bettendorf, IA, Guaranteed Loans in Cedar Falls, IA, Payday Loan Without a Credit Check in Cedar Rapids, IA, Payday Loans in Council Bluffs, IA, Payday Loans in Davenport, IA and Same Day Loans in Des Moines, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Harris, IA.

Payday Loans Available in Harris, IA By The Following ZIP Codes:

51345

Are Payday Loans Legal In Harris, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Harris, IA payday loan calculator

Payday Loans in Harris, Iowa: Accessible and Legal

Life’s unexpected expenses can be a real challenge financially. Whether it’s a broken-down car, a medical emergency, or a late bill, you may find yourself in a tight spot with nowhere to turn. Fortunately, payday loans offer a possible solution for managing these situations. And in Harris, Iowa, you can take advantage of this option legally.

What are Payday Loans?

A payday loan is a short-term loan that allows you to borrow money against your next paycheck. Typically, these loans are due within two weeks or by the end of the month. They are intended to help you bridge the gap between paychecks when unexpected expenses arise.

Payday loans often come with high-interest rates and fees. For this reason, they should only be used as a last resort when other options are unavailable.

How Do Payday Loans Work in Harris, Iowa?

In Harris, Iowa, payday loans are legal and regulated. This means that lenders are required to follow certain rules and guidelines when issuing loans.

According to Iowa law, payday loans cannot exceed $500.00. Additionally, lenders are required to disclose all fees and interest charges upfront, and they are prohibited from charging more than $15.00 in fees for every $100.00 borrowed.

When you apply for a payday loan in Harris, Iowa, you will need to provide proof of income and employment, along with a bank account that is in good standing. Once your application is approved, you can typically receive the funds on the same day.

The Benefits of Payday Loans in Harris, Iowa

While payday loans can come with high-interest rates and fees, they do offer several benefits.

  • Accessibility: Payday loans are relatively easy to obtain, and they can be processed quickly. This can be a lifeline in emergency situations when time is of the essence.
  • Flexibility: Payday loans can be used for a variety of purposes, unlike traditional loans that may have restrictions on how the funds are used.
  • No Credit Check: Payday loan lenders typically do not require a credit check, making it easier for those with poor credit to access funds.

Statistics and Facts about Payday Loans in Harris, Iowa

Here are some verified facts and statistics about payday loans in Harris, Iowa:

  • The average payday loan in Iowa is $341.00.
  • As of 2019, there were over 200 licensed payday loan businesses in Iowa.
  • In 2018, payday lenders in Iowa issued 613,461 loans, worth a total of $220 million.

Apply Now with TheGuaranteedLoans

At TheGuaranteedLoans, we work with a network of lenders to connect you with the funds you need. Our online application process is easy and straightforward, and most applicants receive a decision within minutes. While we are not a direct lender, we are committed to helping you find a loan that meets your needs. So don’t hesitate – apply now and get the help you need!

F.A.Q.

Can I get a payday loan if I have bad credit in Harris, Iowa?

Yes, you can get a payday loan if you have bad credit in Harris, Iowa. Payday lenders typically do not conduct a traditional credit check and base their decision on your income and ability to repay the loan.

How do I apply for a payday loan in Harris, Iowa?

To apply for a payday loan in Harris, Iowa, you can visit a storefront lender or apply online. You will need to provide proof of income, a valid government-issued ID, and a checking account in good standing.