Payday Loans in Haverhill, Iowa

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No payday loan companies in Haverhill, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
First Whitney Bank & Trust 223 Chestnut St, Atlantic, IA 50022 +1 (712) 243 - 3195
Hometown Cash Advance 2007 S Center St Ste B, Marshalltown, IA 50158 +1 (641) 844 - 1100
MidWestOne Bank 1906 Keokuk St, Iowa City, IA 52240 +1 (319) 356 - 5800
First State Bank 1150 W 1st St, Sumner, IA 50674 +1 (563) 578 - 3312
Duee's Pawn & Gun 2024 Center St, Cedar Falls, IA 50613 +1 (319) 266 - 7807
Check n Go 473 Indianhead Dr Suite 101, Mason City, IA 50401 +1 (641) 423 - 1336
Farmers State Bank 201 N Main St, Yale, IA 50277 +1 (641) 439 - 2221
Thrivent Financial 519 Michigan St, Storm Lake, IA 50588 +1 (712) 732 - 4395
Central Bank 1400 18th St, Spirit Lake, IA 51360 +1 (712) 336 - 4100
Easy Cash Solutions 1165 E Locust St, Davenport, IA 52803 +1 (563) 323 - 1423

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Haverhill, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Marion, IA, Payday Loans in Sioux City, IA, 24-Hour Loan in Urbandale, IA, Payday Loans in Waterloo, IA, Short-term Loans in West Des Moines, IA, Payday Loans in Ames, IA, Payday Loans in Ankeny, IA and Payday Loans in Bettendorf, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Haverhill, IA.

Beautiful sights of Haverhill, IA

Payday Loans Available in Haverhill, IA By The Following ZIP Codes:

50120

Are Payday Loans Legal In Haverhill, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Haverhill, IA payday loan calculator

Living in Haverhill, Iowa, and finding yourself in a pinch financially can be a stressful experience. Whether you’re facing unexpected expenses or simply need to make ends meet before your next paycheck, sometimes a little extra cash can make all the difference. This is where payday loans come in. In Iowa, payday loans are legal, so residents of Haverhill have access to these types of loans when they need them.

What are Payday Loans?

Payday loans, also known as cash advance loans, are short-term, high-interest loans that are typically due on the borrower’s next payday. These loans are designed to be a quick source of cash for people who have a temporary need for money. In Haverhill, payday loans are typically available in amounts ranging from $100 to $500, depending on the lender.

The payday loan process is relatively simple. Generally, borrowers need to provide the lender with proof of income, such as a recent paystub or bank statement. They must also have an active checking account and valid identification. If the borrower is approved, the lender will typically deposit the funds into their checking account within 24-48 hours. The borrower must then repay the loan, along with any interest and fees, on their next payday.

Pros and Cons of Payday Loans

Like any type of financial product, payday loans have both advantages and disadvantages. Some of the pros and cons of payday loans include:

Pros:

  • Quick access to cash when it’s needed most
  • No collateral required
  • No credit check required in most cases
  • Easy eligibility criteria

Cons:

  • High interest rates (often more than 400%)
  • Short repayment periods (often just a few weeks)
  • Can lead to a cycle of debt if the borrower cannot repay the loan on time
  • May result in overdraft fees if the borrower’s checking account does not have sufficient funds to cover the loan repayment

If you are considering a payday loan in Haverhill, it is essential to weigh the pros and cons carefully before making a decision. Consider your current financial situation and whether or not you can afford to repay the loan along with its associated fees and interest.

Interesting Facts and Statistics about Payday Loans in Haverhill, Iowa

  • In Iowa, the maximum loan amount for a payday loan is $500.
  • The average payday loan borrower in Iowa takes out 12 loans per year.
  • People aged 25-34 are the most likely to take out payday loans in Iowa.
  • Payday lenders in Iowa are required to be licensed and abide by specific regulations, including fee and interest rate limits.

These facts and statistics highlight the prevalence of payday loans in Iowa and the need for borrowers to be informed about the risks associated with these loans.

Apply Now for a Payday Loan in Haverhill, Iowa

At TheGuaranteedLoans, we understand that unexpected expenses and financial emergencies can happen to anyone. That’s why we offer a simple, secure online application process to connect borrowers with potential lenders. Our process is quick and easy, and we work with a network of trusted lenders who can provide payday loans to residents of Haverhill and beyond.

Remember, TheGuaranteedLoans is a connector service, not a direct lender. We cannot guarantee approval for a loan or the terms of any loan agreement. However, we are committed to helping our customers access the financial resources they need when they need them. If you’re facing a financial emergency in Haverhill, Iowa, apply now for a payday loan through TheGuaranteedLoans and take the first step toward financial peace of mind.

F.A.Q.

What is a payday loan in Haverhill, Iowa?

A payday loan is a short-term, high-interest loan that is intended to be repaid on the borrower's next payday.

How do I qualify for a payday loan in Haverhill, Iowa?

To qualify for a payday loan in Haverhill, Iowa, you must be at least 18 years old, have a regular source of income, and have an active checking account.