Payday Loans in Honey Creek, Iowa

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No payday loan companies in Honey Creek, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Great Western Bank 509 W Broadway, Council Bluffs, IA 51503 +1 (712) 323 - 7125
Mister Money USA 3820 E 14th St, Des Moines, IA 50313 +1 (515) 261 - 0306
G T Murphy Abstract Company 23 1/2 E Main St, New Hampton, IA 50659 +1 (641) 394 - 4291
LPI Loans 2412 Park Ave, Muscatine, IA 52761 +1 (563) 262 - 4000
Shane Cooney - Raymond James 103 E State St, Mason City, IA 50401 +1 (641) 423 - 0801
Craig Tharp - Thrivent 4300 S Lakeport St Ste 104, Sioux City, IA 51106 +1 (712) 293 - 3000
U.S. Bank Branch 917 Braden Ave, Chariton, IA 50049 +1 (641) 774 - 2176
Boone Bank & Trust Co. 716 8th St, Boone, IA 50036 +1 (515) 432 - 6200
North Star Community Credit Union 216 Moorehead Ave, Ida Grove, IA 51445 +1 (712) 364 - 3000
Iowa State Bank 105 Albany Ave SE, Orange City, IA 51041 +1 (712) 737 - 4818

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Honey Creek, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Ankeny, IA, Payday Loans in Bettendorf, IA, Bad Credit Loans in Cedar Falls, IA, Payday Loans in Cedar Rapids, IA, Payday Loans in Council Bluffs, IA, Payday Loans in Davenport, IA, Bad Credit Loans in Des Moines, IA and Payday Loans in Dubuque, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Honey Creek, IA.

Payday Loans Available in Honey Creek, IA By The Following ZIP Codes:

51542

Are Payday Loans Legal In Honey Creek, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Honey Creek, IA payday loan calculator

Payday Loans in Honey Creek, Iowa: An Overview

Payday loans are a type of short-term loan that is designed to help people when they find themselves in a financial bind. While there are a lot of different lenders offering payday loans in Honey Creek, Iowa, it’s important to take the time to find the right one for your specific needs. In this article, we will take a closer look at payday loans in Honey Creek, Iowa, including how they work, what to watch out for when getting one, and where to find a reliable lender.

How Payday Loans Work in Honey Creek, Iowa

Payday loans in Honey Creek, Iowa are designed to be quick and convenient. You can typically get one in a matter of minutes by applying online or in person. The amount of money you can borrow with a payday loan depends on your income and the lender you choose. However, most payday loans in Honey Creek, Iowa are for less than $500, and the term is usually 14 days or less.

When you take out a payday loan, you’ll need to provide proof of income, such as a pay stub. You may also need to provide a post-dated check or authorize the lender to withdraw the loan amount and fees from your bank account on your next payday. Keep in mind that payday lenders in Honey Creek, Iowa are not allowed to charge fees that exceed 15% of the face amount of the check.

What to Watch Out for When Getting a Payday Loan in Honey Creek, Iowa

While payday loans in Honey Creek, Iowa can be a quick source of funds in an emergency, it’s important to carefully consider all of your options before taking one out. Payday loans are notorious for their high interest rates, which can be as much as 400% APR or more in some cases.

Before taking out a payday loan, consider whether there are other options available to you. For example, you may be able to borrow money from a family member, friend, or employer. Alternatively, you may be eligible for a personal loan from a bank or credit union, which would likely have a lower interest rate than a payday loan.

If you do decide to take out a payday loan in Honey Creek, Iowa, be sure to read the terms and conditions carefully before signing anything. Make sure you understand the interest rate, the duration of the loan, and any fees or penalties that may be charged if you miss a payment or fail to repay the loan on time.

Where to Find a Reliable Payday Loan Lender in Honey Creek, Iowa

There are a lot of different lenders offering payday loans in Honey Creek, Iowa, so it can be difficult to know which one to choose. However, there are a few things you can look for to help ensure you choose a reliable lender:

  • Check the lender’s reputation by reading reviews or testimonials from past customers.
  • Make sure the lender is licensed to operate in Iowa by checking the Iowa Division of Banking’s website.
  • Compare interest rates and fees from multiple lenders to ensure you’re getting a fair deal.

If you’re having trouble finding a reliable lender on your own, consider using TheGuaranteedLoans. As a connector service, TheGuaranteedLoans can help match you with potential lenders in Honey Creek, Iowa who are willing to work with you based on your specific needs and financial situation.

Interesting Facts and Statistics About Payday Loans in Honey Creek, Iowa

  • There are over 230 payday lending stores in Iowa, with a total of over 3 million loans issued each year.
  • The average payday loan in Iowa is for $341, and the average APR is 272%.
  • Iowa has some of the strongest consumer protection laws for payday loans in the country, including a maximum interest rate of 15% on loans under $100 and a maximum fee of $15.50 per $100 borrowed on loans over $100.

Apply Now

If you need a payday loan in Honey Creek, Iowa, TheGuaranteedLoans can help connect you with potential lenders. Simply fill out our online application form and we’ll match you with lenders who are willing to work with you based on your specific needs and financial situation. Keep in mind that TheGuaranteedLoans is not a direct lender, but rather a connector service that can help facilitate your connection with potential lenders.

By using TheGuaranteedLoans to find a payday loan in Honey Creek, Iowa, you can save time and avoid the hassle of searching for a reliable lender on your own. Plus, you’ll have the peace of mind of knowing that you’re working with a trusted and experienced team of financial experts who are dedicated to helping you find the best payday loan for your needs.

F.A.Q.

Are there any alternatives to payday loans in Honey Creek, Iowa?

Yes, there are alternatives to payday loans in Honey Creek, Iowa, such as borrowing from friends or family, taking out a personal loan, or working with a credit counseling agency to develop a budget and payment plan.

Is it possible to get a payday loan with no employment in Honey Creek, Iowa?

It may be possible to get a payday loan with no employment in Honey Creek, Iowa if you have another source of income, such as government benefits or alimony payments. However, most lenders will require proof of income to qualify for a loan.