Payday Loans in Hubbard, Iowa

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No payday loan companies in Hubbard, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Wilon Wealth Management 414 W Main St, Sac City, IA 50583 +1 (712) 662 - 3866
MoneyGram 550 36th Ave SW p, Altoona, IA 50009 +1 (515) 967 - 0330
Jeff Ross Namminga Fairway Independent Mortgage Corporation Branch Manager 604 Liberty St Suite 131, Pella, IA 50219 +1 (641) 323 - 6351
Peoples Savings Bank 233 W Dike Rd, Dike, IA 50624 +1 (319) 989 - 9062
Security Title & Abstract Inc 730 2nd St, Webster City, IA 50595 +1 (515) 832 - 2665
EZ Money Check Cashing 3606 Brady St, Davenport, IA 52806 +1 (563) 445 - 1075
Regions Mortgage 25 N Frederick Ave, Oelwein, IA 50662
Logan State Bank 125 N Willow Rd, Missouri Valley, IA 51555 +1 (712) 642 - 2310
Community Bank of Oelwein 150 1st St SE, Oelwein, IA 50662 +1 (319) 283 - 4000
Hometown Cash Advance 2458 Camanche Ave Ste 12, Clinton, IA 52732 +1 (563) 243 - 4795

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hubbard, IA, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Sioux City, IA, Payday Loans in Urbandale, IA, Short-term Loans in Waterloo, IA, Payday Loans in West Des Moines, IA, Payday Loans in Ames, IA, Payday Loans in Ankeny, IA, Payday Loans in Bettendorf, IA and 24-Hour Loan in Cedar Falls, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hubbard, IA.

Beautiful sights of Hubbard, IA

Payday Loans Available in Hubbard, IA By The Following ZIP Codes:

50122

Are Payday Loans Legal In Hubbard, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Hubbard, IA payday loan calculator

Payday Loans in Hubbard, Iowa: Everything You Need to Know

Are you a resident of Hubbard, Iowa, in need of quick financial assistance to meet emergency expenses? Payday loans could be the solution you’re looking for. While payday loans have their advantages and disadvantages, they remain a popular option for those in need of immediate cash in Iowa.

What are Payday Loans?

A payday loan, also known as a cash advance loan, is a short-term, high-interest loan. The loans are designed to provide quick financial assistance to people facing unexpected expenses or financial emergencies. Most payday lenders will require borrowers to repay the loan on their next payday or within two to four weeks, usually through a post-dated check or electronic access to the borrower’s bank account.

Payday loans in Iowa are legal, with certain restrictions in place to protect borrowers. Under Iowa law, payday loans cannot exceed $500, and lenders cannot charge more than $15 in fees for every $100 borrowed. Furthermore, the loan term cannot exceed 31 days, and borrowers are allowed just two rollovers.

How Do Payday Loans Work?

The process of getting a payday loan in Hubbard, Iowa, is relatively straightforward. Borrowers can apply for a loan online, in-store, or over the phone. Most lenders require borrowers to provide proof of income, employment details, and personal information such as a valid Social Security number or state-issued ID.

Once the lender approves the loan, they typically transfer the loan amount to the borrower’s bank account, issue a check, or provide a prepaid debit card. On the loan due date, the lender will automatically withdraw the loan amount plus any fees from the borrower’s account.

Advantages and Disadvantages of Payday Loans

Advantages

  • Quick and easy access to emergency funds
  • No credit check required
  • Available to people with bad credit or no credit
  • Flexible repayment options

Disadvantages

  • High-interest rates and fees
  • Short repayment terms
  • Easy to fall into a debt cycle
  • May lead to financial instability and credit damage

Interesting Facts and Statistics about Payday Loans in Hubbard, Iowa

  • The average payday loan amount in Iowa is $317.
  • Iowans borrow about $37 million in payday loans annually.
  • The maximum amount you can borrow through a payday loan in Iowa is $500.
  • The average interest rate on a payday loan in Iowa is 273 percent.
  • Iowa payday lenders took out $32 million in fees in 2019.

Apply Now

At TheGuaranteedLoans, we understand the financial difficulties that people face. We offer an online application service connecting you with lenders who are willing to provide quick financial assistance whenever you need it. Our online application process is simple and easy to use. We take your privacy seriously, and we do not share your information with third parties without your consent.

Please note that we are not a direct lender and do not make lending decisions. Instead, we connect borrowers with potential lenders who can provide the financial assistance they need.

Apply now and get the help you need to meet your emergency expenses today.

F.A.Q.

Can I rollover or extend a payday loan in Hubbard, Iowa?

Rolling over or extending a payday loan in Hubbard, Iowa is not allowed. If you are unable to repay your loan on the agreed-upon date, you may be able to work out a payment plan with your lender.

Are there any restrictions on the use of payday loan funds in Hubbard, Iowa?

Yes, in Hubbard, Iowa, payday loan funds must be used for personal, family, or household purposes only. They cannot be used for business or investment purposes.