Payday Loans in Keswick, Iowa

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No payday loan companies in Keswick, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Northwest Bank ATM - Iowa Central Community College 1 Triton Cir, Fort Dodge, IA 50501 +1 (800) 678 - 4105
ACE Cash Express 3030 W Broadway Suite 4, Council Bluffs, IA 51501 +1 (712) 323 - 1852
Central Bank 522 4th St, Sioux City, IA 51102 +1 (712) 293 - 2265
MidWestOne Bank 9350 University Ave Suite 138, West Des Moines, IA 50266 +1 (515) 283 - 3750
Farmer's Trust and Savings Bank 510 Lincoln Way St, Woodbine, IA 51579 +1 (712) 647 - 3375
Alternative Business Lending 836 N Hampshire Ave, Mason City, IA 50401 +1 (641) 583 - 3701
Check Into Cash 700 11th St SW #8, Spencer, IA 51301 +1 (712) 262 - 6670
LPI Loans 2155 7th Ave, Marion, IA 52302 +1 (319) 393 - 0700
Walmart Money Center 2712 4th St SW, Waverly, IA 50677 +1 (319) 352 - 5260
Farmers Savings Bank 3131 Sunnyside Ave, Burlington, IA 52601 +1 (319) 752 - 6200

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Keswick, IA, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Waterloo, IA, Payday Loans in West Des Moines, IA, Payday Loan Without a Credit Check in Ames, IA, Payday Loans in Ankeny, IA, Payday Loans in Bettendorf, IA, Same Day Loans in Cedar Falls, IA, Payday Loans in Cedar Rapids, IA and Payday Loans in Council Bluffs, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Keswick, IA.

Beautiful sights of Keswick, IA

Payday Loans Available in Keswick, IA By The Following ZIP Codes:

50136

Are Payday Loans Legal In Keswick, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Keswick, IA payday loan calculator

Payday Loans in Keswick, Iowa: Everything You Need to Know

Are you short on cash and in need of a quick fix? If you live in Keswick, Iowa, you’re in luck – payday loans are legal in Iowa. However, before you decide to apply for a payday loan, it’s important to understand what it is and how it works. In this comprehensive guide, we’ll cover all the important details about payday loans in Keswick, Iowa.

What is a Payday Loan?

A payday loan is a short-term loan designed to cover small expenses until your next payday. These loans may be marketed as a way to bridge the gap between paychecks or to cover unexpected bills that arise between pay periods.

Payday loans are typically for smaller amounts, usually ranging from $100 to $1,000. The repayment period is usually two weeks, or until the borrower’s next payday.

How Do Payday Loans Work?

The application process for a payday loan is typically quick and easy. You’ll need to provide some basic information about yourself, including your name, address, and employment information. You’ll also need to provide proof of income, such as a recent pay stub.

If you’re approved for a payday loan, the funds will be deposited directly into your bank account. The lender will then deduct the loan amount plus fees and interest from your next paycheck.

If you’re unable to repay the loan on time, you may be able to renew the loan, but this will incur additional fees and interest. It’s important to note that the APR (annual percentage rate) on payday loans can be very high – up to 400% or more.

Benefits of Payday Loans

  • Quick and easy application process
  • No collateral required
  • No credit check required
  • Available to borrowers with poor credit

Drawbacks of Payday Loans

  • High interest rates and fees
  • Short repayment periods
  • May lead to a cycle of debt
  • May impact credit score if not paid on time

Interesting Facts and Statistics about Payday Loans in Keswick, Iowa

  • According to a report by the Iowa Division of Banking, the average payday loan in Iowa was $290 in 2019.
  • In 2019, the Iowa Division of Banking received 1,276 consumer complaints about payday lenders.
  • Iowa has one of the highest payday loan interest rates in the country, with an average APR of 310%.

It’s clear that payday loans are a popular option for many Keswick residents. However, it’s important to understand the risks involved and to make an informed decision before applying for a payday loan.

Apply Now

Are you in need of a payday loan in Keswick, Iowa? TheGuaranteedLoans is here to help. As a connector service, we’ll work to connect you with potential lenders who may be able to offer you a payday loan. Fill out our easy online application today to get started.

Remember, payday loans can be a useful tool for short-term financial needs, but they should be used with caution. Make sure to read the terms and conditions carefully before accepting a loan offer, and always borrow responsibly.

F.A.Q.

Can a payday loan lender in Keswick, Iowa charge a penalty for early repayment of the loan?

No, a payday loan lender in Keswick, Iowa cannot charge a penalty for early repayment of the loan. In fact, borrowers are encouraged to pay off their loans as soon as possible to avoid high interest charges.

Is there a minimum loan term for payday loans in Keswick, Iowa?

Yes, the minimum loan term for payday loans in Keswick, Iowa is 14 days. However, lenders can offer longer loan terms if they choose to do so.