Payday Loans in Lisbon, Iowa

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No payday loan companies in Lisbon, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 320 Euclid Ave, Des Moines, IA 50313 +1 (515) 255 - 2560
Check Into Cash 3424 W Broadway, Council Bluffs, IA 51501 +1 (712) 322 - 3314
Rolling Hills Bank & Trust 214 Main St, Rippey, IA 50235 +1 (515) 436 - 8231
Ohnward Bank & Trust 332 1st Ave W, Cascade, IA 52033 +1 (563) 852 - 7696
First Abstract & Loan Co 601 W Main St, Cherokee, IA 51012 +1 (712) 225 - 3612
Solar Loan and Sales 3311 Ingersoll Ave, Des Moines, IA 50312 +1 (515) 244 - 7084
Northwest Bank 10 N 29th St, Fort Dodge, IA 50501 +1 (515) 955 - 3331
Rolling Hills Bank & Trust 701 Main St, Anita, IA 50020 +1 (712) 762 - 3214
Peoples Bank 1021 Main St, Scranton, IA 51462 +1 (712) 652 - 3311
River Community Credit Union 644 W 2nd St, Ottumwa, IA 52501 +1 (641) 684 - 6302

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lisbon, IA, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in West Des Moines, IA, Payday Loans in Ames, IA, Bad Credit Loans in Ankeny, IA, No Credit Check Loans in Bettendorf, IA, Same Day Loans in Cedar Falls, IA, Payday Loans in Cedar Rapids, IA, Online Loans in Council Bluffs, IA and Short-term Loans in Davenport, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lisbon, IA.

Beautiful sights of Lisbon, IA

Payday Loans Available in Lisbon, IA By The Following ZIP Codes:

52253

Are Payday Loans Legal In Lisbon, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Lisbon, IA payday loan calculator

When an unexpected expense arises, such as a medical bill or car repair, you may need access to money quickly. Payday loans can offer a solution to these types of financial emergencies. In Lisbon, Iowa, payday loans are legal and widely available. This article will provide detailed information on payday loans in Lisbon, Iowa, including how they work, their benefits, and potential risks.

How Payday Loans Work

Payday loans are short-term loans that typically have a repayment period of two weeks. The borrower writes a post-dated check to the lender for the amount borrowed plus a fee. The lender holds the check until the borrower’s next payday or another agreed-upon date. The borrower then pays the lender the total amount owed, including fees, in cash or from their bank account. If the borrower cannot repay the loan on time, they may incur additional fees and interest charges.

The Benefits of Payday Loans

Payday loans can be an attractive option for those who need access to money quickly. The application process is simple and typically only requires proof of income, a valid ID, and a checking account. The borrower receives their loan funds within a few hours or the next business day. Additionally, payday loans do not require collateral or good credit, making them accessible to those with poor credit or no credit history.

The Risks of Payday Loans

While payday loans can provide a quick solution to financial emergencies, they also come with potential risks. The high-interest rates and fees associated with payday loans mean they can be costly, especially if the borrower cannot repay the loan on time. Additionally, because payday loans are typically due in full on the borrower’s next payday, they can create a cycle of debt if the borrower must constantly take out new loans to cover living expenses.

Interesting Facts and Statistics about Payday Loans in Lisbon, Iowa

  • The maximum amount you can borrow in Iowa is $500.
  • Iowa law requires lenders to be licensed and to prominently display their license in all transactions.
  • In Iowa, the maximum finance charge is 15% for the first $100 and 10% for amounts over $100.
  • Approximately 29% of payday loan borrowers in Iowa take out a payday loan more than 10 times per year.

Apply Now

At TheGuaranteedLoans, we understand the importance of having access to quick cash when you need it most. That’s why we offer a convenient and secure online platform for connecting borrowers with potential lenders. Our application process is simple and straightforward, and we work with a network of trusted lenders to ensure you receive competitive rates and terms. Please note that we are not a direct lender, and we do not make credit decisions. Instead, we connect borrowers with potential lenders who may be able to provide the funds they need. If you’re in need of a payday loan, we encourage you to apply now and let us help you get the cash you need.

F.A.Q.

Can a payday loan lender in Lisbon, Iowa charge a fee for a bounced check or declined automatic payment?

Yes, a payday loan lender in Lisbon, Iowa can charge a fee for a bounced check or declined automatic payment. The exact fee will vary by lender, so it is important for borrowers to carefully read and understand their loan agreement before signing.

Can a borrower in Lisbon, Iowa be charged a fee for extending or renewing a payday loan?

Yes, a borrower in Lisbon, Iowa can be charged a fee for extending or renewing a payday loan. The exact fee will vary by lender, so it is important for borrowers to carefully read and understand their loan agreement before signing.