Payday Loans in Little Cedar, Iowa

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No payday loan companies in Little Cedar, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Check `n Go 1419 Hamilton Boulevard 1A, Sioux City, IA 51103 +1 (712) 252 - 1432
Peoples Savings Bank 414 N Adams St, Wellsburg, IA 50680 +1 (641) 869 - 3721
Farmers Bank of Northern Missouri 200 W Maple St 2222, Centerville, IA 52544 +1 (641) 437 - 1200
166 - Hometown Cash Advance 2840 7th Ave Unit 3, Marion, IA 52302 +1 (319) 377 - 7100
Alternative Business Lending 836 N Hampshire Ave, Mason City, IA 50401 +1 (641) 583 - 3701
United Bank of Iowa 116 N Kiel St, Holstein, IA 51025 +1 (712) 368 - 4502
Walmart Money Center 705 S Fremont St, Shenandoah, IA 51601
Miller Financial Group 505 N 3rd St, Red Oak, IA 51566 +1 (712) 623 - 5726
Roe Repair 1399 Mitchell Line St 7513, Nora Springs, IA 50458 +1 (641) 749 - 2703
Maynard Savings Bank 109 Main St N, Hazleton, IA 50641 +1 (319) 636 - 2431

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Little Cedar, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Ames, IA, Payday Loans in Ankeny, IA, Payday Loans in Bettendorf, IA, Payday Loans in Cedar Falls, IA, No Credit Check Loans in Cedar Rapids, IA, Payday Loans in Council Bluffs, IA, Payday Loans in Davenport, IA and Payday Loans in Des Moines, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Little Cedar, IA.

Payday Loans Available in Little Cedar, IA By The Following ZIP Codes:

50454

Are Payday Loans Legal In Little Cedar, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Little Cedar, IA payday loan calculator

The Lowdown on Payday Loans in Little Cedar, Iowa

Payday loans are a popular type of short-term, high-interest loan that many people turn to in times of financial need. If you live in Little Cedar, Iowa, and you’re considering taking out a payday loan, there are some things you need to know before you apply. Here’s everything you need to know about payday loans in Little Cedar, Iowa.

What are Payday Loans?

A payday loan is a short-term, high-interest loan that’s designed for people who need quick access to cash. In Little Cedar, Iowa, payday loans are typically small loans, typically ranging from $50 to $500, that are designed to be repaid in a single lump sum when the borrower’s next paycheck arrives.

Because payday loans are designed for people who need cash quickly, they’re often available to people who don’t have good credit or who don’t have a credit history. That being said, payday loans can be expensive, and borrowers need to be careful to only borrow what they can afford to pay back.

How do Payday Loans Work in Little Cedar, Iowa?

In Little Cedar, Iowa, payday loans are legal, which means that there are many payday loan lenders operating in the area. To take out a payday loan in Little Cedar, borrowers must have a checking account and a steady source of income, such as a job or a regular government payment, like Social Security.

To apply for a payday loan in Little Cedar, borrowers typically fill out an application online or in person. They must provide their personal information, including their name, address, and Social Security number, as well as information about their employment and income. Once the lender approves the loan, the borrower receives the loan amount in their bank account, usually within a few days.

Borrowers must repay payday loans in Little Cedar, Iowa, on or before the due date, which is typically two to four weeks after the loan is issued. The borrower must repay the entire loan amount plus any associated fees and interest. If the borrower can’t repay the loan on time, the lender may charge additional fees or interest, or they may take legal action to recover the loan.

Are Payday Loans a Good Idea?

Payday loans can be a good option for people who need quick access to cash and who can afford to repay the loan on time. However, payday loans can also be very expensive, with fees and interest rates that can add up quickly. In Little Cedar, Iowa, payday loans can have interest rates of up to 404% APR.

Borrowers need to be very careful when taking out a payday loan in Little Cedar, Iowa, and should only borrow what they need and what they can afford to repay. If you’re considering taking out a payday loan, it’s important to read the terms and conditions carefully and to understand the fees and interest rates associated with the loan.

Interesting Facts and Statistics About Payday Loans in Little Cedar, Iowa

  • Payday loans are legal in Iowa, but the state has put strict regulations in place to protect borrowers.
  • The average payday loan in Iowa is $341.
  • Iowa has the 11th highest number of payday lending stores in the United States.
  • Payday lenders in Iowa charge an average interest rate of 273% APR.

Apply Now for a Payday Loan in Little Cedar, Iowa

If you’re considering taking out a payday loan in Little Cedar, Iowa, TheGuaranteedLoans can help. We’re a connector service that matches borrowers with potential lenders who can provide them with the money they need. Our application process is fast and easy, and we can typically provide borrowers with a decision within minutes. To get started, simply fill out our online application form today. Remember to only borrow what you can afford to repay, and to read the terms and conditions carefully before you apply.

F.A.Q.

Can I get a payday loan if I have bad credit in Little Cedar, Iowa?

Yes, you can get a payday loan if you have bad credit in Little Cedar, Iowa. Payday lenders typically do not conduct a traditional credit check and base their decision on your income and ability to repay the loan.

How do I apply for a payday loan in Little Cedar, Iowa?

To apply for a payday loan in Little Cedar, Iowa, you can visit a storefront lender or apply online. You will need to provide proof of income, a valid government-issued ID, and a checking account in good standing.