Payday Loans in Logan, Iowa

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Logan, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Check `n Go 3424 Merle Hay Rd, Des Moines, IA 50310 +1 (515) 334 - 0044
Marine Credit Union West Des Moines 909 9th St, West Des Moines, IA 50265 +1 (515) 867 - 2200
A Plus Accounting and Tax 85 Sugar Creek Ln suite a, North Liberty, IA 52317 +1 (319) 409 - 7416
Advance America 550 36th Ave SW p, Altoona, IA 50009 +1 (515) 967 - 0330
United Bank of Iowa 408 US-30, Dunlap, IA 51529 +1 (712) 643 - 1114
EZ Money Check Cashing 3301 Pennsylvania Ave, Dubuque, IA 52001 +1 (563) 582 - 3770
North Star Community CU 1030 S 2nd St, Cherokee, IA 51012 +1 (712) 225 - 5731
Peoples Abstract & Title 121 N 13th St, Centerville, IA 52544 +1 (641) 856 - 6991
First Wealth Financial Group 1210 19th Ave NW, Clinton, IA 52732 +1 (563) 242 - 1885
Check Into Cash 2325 Cumberland Square Dr, Bettendorf, IA 52722 +1 (563) 355 - 6930

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Logan, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Marion, IA, Payday Loan Without a Credit Check in Sioux City, IA, Payday Loan for Urbandale, IA, Payday Loans in Waterloo, IA, Payday Loans in West Des Moines, IA, Bad Credit Loans in Ames, IA, Payday Loan for Ankeny, IA and Payday Loan Companies in Bettendorf, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Logan, IA.

Beautiful sights of Logan, IA

Payday Loans Available in Logan, IA By The Following ZIP Codes:

51546

Are Payday Loans Legal In Logan, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Logan, IA payday loan calculator

Payday Loans in Logan, Iowa: What You Need to Know

Payday loans are a type of short-term loan that can help you cover unexpected expenses or emergency bills before your next paycheck arrives. If you’re in Logan, Iowa, and are considering taking out a payday loan, here’s what you need to know.

How Do Payday Loans Work?

A payday loan is typically a small-dollar loan that you can get quickly, often within a day or two. To get a payday loan, you’ll need to prove that you have a steady income and a checking account. You’ll also need to provide a postdated check or authorize the lender to withdraw funds from your account on your next payday.

Once you’ve applied and been approved for a payday loan, you’ll receive the loan amount upfront, minus any fees that the lender charges. You’ll typically have to pay back the loan in full, plus interest and fees, on your next payday. If you can’t pay the loan back on time, you may be able to roll it over or renew it, but this can lead to additional fees and interest charges.

Are Payday Loans Legal in Iowa?

Yes, payday loans are legal in Iowa, but there are some restrictions to protect consumers from predatory lending practices. Iowa law limits the amount you can borrow from a payday lender to $500, and the loan term cannot exceed 31 days. The interest rate for a payday loan in Iowa is capped at 15% for the first $100 borrowed and 10% for the remaining amount up to $500.

It’s important to note that while payday loans are legal in Iowa, they’re not a long-term financial solution and should only be used as a last resort. Make sure you understand all the terms and fees associated with a payday loan before you apply, and only borrow what you can afford to repay.

How Do I Apply for a Payday Loan in Logan, Iowa?

If you’re considering taking out a payday loan in Logan, Iowa, you can apply online or in person at a payday lender’s storefront location. The application process is typically quick and easy, and you can usually get a decision within minutes.

When you apply for a payday loan, you’ll need to provide proof of income and a checking account. You’ll also need to fill out a loan application and provide a postdated check or authorization for the lender to withdraw funds from your account on your next payday.

Apply Now

If you’re ready to apply for a payday loan, TheGuaranteedLoans can help connect you with potential lenders in Logan, Iowa. Our application process is quick, easy, and secure. Simply fill out our online application form with your basic information, and we’ll match you with lenders who may be able to meet your needs.

It’s important to understand that TheGuaranteedLoans is not a direct lender, but a connecting service. We work with a large network of lenders across the country to help you find the loan that best fits your needs. When you apply for a loan through our platform, you’re not obligated to accept any offers you receive. We encourage you to review all the terms and fees carefully and only accept a loan if you’re confident you can repay it on time.

Interesting Facts and Statistics About Payday Loans in Logan, Iowa

  • According to a report by the Iowa Policy Project in 2020, the average payday loan in Iowa is $341 and carries an average fee of $58.
  • Iowa is one of 32 states that allows payday loans, but the state has some of the strictest regulations in the country to protect consumers.
  • According to a report by the Center for Responsible Lending, payday lending costs Iowa families more than $36 million in fees each year.
  • A survey conducted by the Iowa Division of Banking found that 47% of payday loan consumers in the state take out 12 or more loans per year.

Remember, if you’re considering a payday loan in Logan, Iowa, make sure you understand all the terms and fees associated with the loan. A payday loan can help you cover unexpected expenses, but it’s important to use it responsibly and only borrow what you can afford to repay.

F.A.Q.

What is a payday loan in Logan, Iowa?

A payday loan is a short-term, high-interest loan that is intended to be repaid on the borrower's next payday.

How do I qualify for a payday loan in Logan, Iowa?

To qualify for a payday loan in Logan, Iowa, you must be at least 18 years old, have a regular source of income, and have an active checking account.