Payday Loans in McIntire, Iowa

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No payday loan companies in McIntire, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Home State Bank 115 W State St, Jefferson, IA 50129 +1 (515) 386 - 2131
Advance America 2480 E Euclid Ave, Des Moines, IA 50317 +1 (515) 265 - 7100
Clinton Check Cashers & Payday 1401 N 2nd St, Clinton, IA 52732 +1 (563) 244 - 8000
Alan Francis Raskie - Ameriprise Financial Services, LLC 319 E 2nd St 200b, Muscatine, IA 52761 +1 (563) 262 - 4040
Bank Iowa - Pella 640 Washington St, Pella, IA 50219 +1 (641) 628 - 1056
Allied Pawn Loans & Jewelry 2013 Central Ave #900, Dubuque, IA 52001 +1 (563) 583 - 5187
Meridian Payment Systems 1405 Fairway Dr, Marshalltown, IA 50158 +1 (641) 753 - 8570
Walmart Money Center 2715 S 25th St, Clinton, IA 52732 +1 (563) 243 - 0001
Farmers Savings Bank 106 Academy Ave, Denmark, IA 52624 +1 (319) 528 - 4222
Iowa Prairie Bank 225 Floyd Ave N, Hinton, IA 51024 +1 (712) 947 - 4323

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in McIntire, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Sioux City, IA, Short-term Loans in Urbandale, IA, Payday Loans in Waterloo, IA, Payday Loan Companies in West Des Moines, IA, Payday Loans in Ames, IA, Payday Loan Without a Credit Check in Ankeny, IA, Payday Loans in Bettendorf, IA and Online Loans in Cedar Falls, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in McIntire, IA.

Payday Loans Available in McIntire, IA By The Following ZIP Codes:

50455

Are Payday Loans Legal In McIntire, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

McIntire, IA payday loan calculator

In McIntire, Iowa, residents have access to a variety of loan options, including payday loans. These short-term loans can provide much-needed financial assistance in emergencies. However, it is important to understand the specifics of payday loans in McIntire, Iowa before taking one out.

How Do Payday Loans in McIntire, Iowa Work?

Payday loans in McIntire, Iowa are legal, but there are restrictions on the amount that can be borrowed. Borrowers can take out up to $500 and are required to pay back the loan within 31 days. Lenders are allowed to charge up to $15 in interest for every $100 borrowed.

Before taking out a payday loan, it is important to fully understand the terms and fees associated with the loan. In addition, borrowers should only take out a payday loan if they can afford to repay the loan in full by the due date to avoid high fees and interest charges.

Benefits of Payday Loans in McIntire, Iowa

Payday loans can be a helpful financial tool in certain situations. Some benefits of payday loans in McIntire, Iowa include:

  • Quick access to cash when needed
  • No credit check required
  • Easy application process

However, it is important to remember that payday loans should only be used in emergencies and not as a regular source of income.

Apply Now

If you are in need of a payday loan in McIntire, Iowa, TheGuaranteedLoans can assist you in finding a lender. Our online application process is simple and secure, and we work with a network of trusted lenders to connect you with the right loan for your needs.

It is important to note that TheGuaranteedLoans is a connector service, not a direct lender. We simply facilitate your connection with potential lenders who may be able to meet your needs.

Interesting Facts and Statistics About Payday Loans in McIntire, Iowa

  • The average payday loan amount taken out in Iowa is $320.
  • In Iowa, borrowers are allowed to take out a maximum of two outstanding loans at a time.
  • The number of payday lenders in Iowa has decreased in recent years, from over 230 in 2014 to under 200 in 2018.

It is important to note that statistics and facts are subject to change and may vary based on location and other factors.

In Conclusion

Payday loans can be a helpful financial tool in emergency situations, but it is important to fully understand the terms and fees associated with the loan. TheGuaranteedLoans can assist you in finding a lender for your payday loan needs in McIntire, Iowa. Remember, payday loans should only be used in emergencies and not as a regular source of income.

F.A.Q.

Can I rollover or extend a payday loan in McIntire, Iowa?

Rolling over or extending a payday loan in McIntire, Iowa is not allowed. If you are unable to repay your loan on the agreed-upon date, you may be able to work out a payment plan with your lender.

Are there any restrictions on the use of payday loan funds in McIntire, Iowa?

Yes, in McIntire, Iowa, payday loan funds must be used for personal, family, or household purposes only. They cannot be used for business or investment purposes.